한화손해보험

000370KOSPI보험업

66.4 / 100

Reference Date: 2026-04-13

Financial Score32.5 / 40

News Sentiment14.9 / 25

Momentum9.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers and PBR is significantly undervalued vs. peers is also solid. Slightly down 4.8% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hanwha Insurance is South Korea's first domestically owned insurance company, offering diverse products and services in long-term, auto, and general insurance. In 2025, it achieved an operating profit of 488.4 billion won and a net income of 362.1 billion won. It strengthened ESG management, earning an A rating for five consecutive years (2021-2025), and enhanced financial consumer protection systems.

Number of Employees

3,715people

Average Salary

105.8M KRW

Score Calculation Basis

Detailed Financial Score

PER

2.63Industry Average 9.858.0Point

Half of industry avg (excellent)

PBR

0.28Industry Average 0.687.0Point

Half of industry avg (excellent)

ROE

10.33Industry Average 7.294.0Point

In line with industry avg

Debt Ratio

656.87Industry Average 877.795.0Point

Lower than industry avg (good)

Trend 2023~20258.5 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲12.9% (1-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲20.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 8.9% (improving, 3yr)

Detailed News Sentiment

28 totalPositive 10Neutral 12Negative 1Average Sentiment Score 61.5

Detailed Momentum

52-week position5.0Point

52w mid range (50%)

Current 6,590Won52-week high 9,30052-week low 3,800

1-month return2.0Point

1m -4.77% (slight drop)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

14 totalPositive 0Neutral 14Negative 0

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