한화손해보험

000370KOSPI보험업

66.4 / 100

Reference Date: 2026-06-10

Financial Score32.5 / 40

News Sentiment17.9 / 25

Momentum6.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers and PBR is significantly undervalued vs. peers is also solid. Slightly down 4.3% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hanwha Insurance is South Korea's first domestically owned insurance company, offering diverse products and services in long-term, auto, and general insurance. In 2025, it achieved an operating profit of 488.4 billion won and a net income of 362.1 billion won. It strengthened ESG management, earning an A rating for five consecutive years (2021-2025), and enhanced financial consumer protection systems.

Number of Employees

3,715people

Average Salary

105.8M KRW

Score Calculation Basis

Detailed Financial Score

PER

2.58Industry Average 9.738.0Point

Half of industry avg (excellent)

PBR

0.28Industry Average 0.697.0Point

Half of industry avg (excellent)

ROE

10.33Industry Average 7.294.0Point

In line with industry avg

Debt Ratio

656.87Industry Average 877.795.0Point

Lower than industry avg (good)

Trend 2023~20258.5 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲12.9% (1-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲20.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 8.9% (improving, 3yr)

Detailed News Sentiment

26 totalPositive 18Neutral 7Negative 1Average Sentiment Score 71.7

Neutral
[보험사 성과급 재편]② 한화손보, RSU와 자사주…'책임경영' 로드
금융 산업 전반의 성과급 논의 중 한화손해보험의 내부 정책 변화 언급.
Positive
메리츠·한화손보 보장성보험 약진
메리츠화재와 한화손해보험이 IFRS17 도입 이후 보장성보험 시장에서 점유율을 확대하며 성장을 이어가고 있다.
Positive
민간 우주산업 시대 '우주보험' 활성화 시동...국부유출 막는다
한화손해보험의 우주보험 분야 진출이 활성화되어 국가 우주산업 발전에 기여할 것으로 기대됩니다.

Detailed Momentum

52-week position3.0Point

52w lower range (36%)

Current 6,450Won52-week high 9,30052-week low 4,800

1-month return2.0Point

1m -4.30% (slight drop)

Volume trend1.0Point

Volume dry-up

Detailed Disclosure

12 totalPositive 0Neutral 12Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-08
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-08
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-08
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-08
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-08