한화손해보험

000370KOSPI

71.5 / 100

Reference Date: 2026-09-08

Financial Score27.5 / 40

News Sentiment17.1 / 25

Momentum17.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Surged 40.4% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hanwha Insurance is South Korea's first domestically owned insurance company, offering diverse products and services in long-term, auto, and general insurance. In 2025, it achieved an operating profit of 488.4 billion won and a net income of 362.1 billion won. It strengthened ESG management, earning an A rating for five consecutive years (2021-2025), and enhanced financial consumer protection systems.

Number of Employees

3,715people

Average Salary

105.8M KRW

Score Calculation Basis

Detailed Financial Score

PER

3.30Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

0.36Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE

10.33Industry Average 8.004.0Point

In line with industry avg

Debt Ratio

656.87Industry Average 100.000.0Point

6.6x industry avg (risky)

Trend 2023~20258.5 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲12.9% (1-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲20.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 8.9% (improving, 3yr)

Detailed News Sentiment

42 totalPositive 25Neutral 17Negative 0Average Sentiment Score 68.2

Neutral
청년층 ‘비연애’ 늘어난 이유는…듀오, 국내외 조사 분석
Analysis on youth dating trends highlights multifaceted factors beyond personal choice impacting engagement, unrelated directly to Hanwha Fire Insurance.
Neutral
듀오, 미혼남녀 연애하지 않는 이유 살펴보니…남녀 간 차이 나타나
Neutral
보험사 '세금 2조 클럽' 달성...삼성화재·DB손보 8800억 납부 ...
Insurance companies' tax payments vary widely; specific impact on Hanwha Fire & Marine Insurance's stock remains unclear.

Detailed Momentum

52-week position6.0Point

52w upper range (75%)

Current 8,270Won52-week high 9,30052-week low 5,100

1-month return6.0Point

1m +40.41% (strong rise)

Volume trend5.0Point

Volume increasing

Detailed Disclosure

5 totalPositive 0Neutral 5Negative 0

Neutral[기재정정]반기보고서 (2026.06)2026-08-31
Neutral대규모기업집단현황공시[분기별공시(개별회사용)]2026-08-31
Neutral반기보고서 (2026.06)2026-08-13
Neutral영업(잠정)실적(공정공시)2026-08-12
Neutral[기재정정]수시공시의무관련사항(공정공시)2026-08-10