한화손해보험

000370KOSPI보험업

67.1 / 100

Reference Date: 2026-07-24

Financial Score32.5 / 40

News Sentiment17.6 / 25

Momentum7.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers and PBR is significantly undervalued vs. peers is also solid. Roughly flat over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hanwha Insurance is South Korea's first domestically owned insurance company, offering diverse products and services in long-term, auto, and general insurance. In 2025, it achieved an operating profit of 488.4 billion won and a net income of 362.1 billion won. It strengthened ESG management, earning an A rating for five consecutive years (2021-2025), and enhanced financial consumer protection systems.

Number of Employees

3,715people

Average Salary

105.8M KRW

Score Calculation Basis

Detailed Financial Score

PER

2.30Industry Average 9.538.0Point

Half of industry avg (excellent)

PBR

0.25Industry Average 0.697.0Point

Half of industry avg (excellent)

ROE

10.33Industry Average 7.294.0Point

In line with industry avg

Debt Ratio

656.87Industry Average 877.795.0Point

Lower than industry avg (good)

Trend 2023~20258.5 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲12.9% (1-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲20.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 8.9% (improving, 3yr)

Detailed News Sentiment

29 totalPositive 17Neutral 9Negative 3Average Sentiment Score 70.5

Neutral
쿠팡 석남 물류센터 화재… 보험 뒤에 숨은 책임 전쟁
쿠팡 물류센터 화재로 인한 책임 소재 논란이 발생했으나, 직접적인 한화손해보험 영향은 제한적임을 시사합니다.
Positive
손보사, 예실차 개선… 2Q 깜짝실적 예고
한화손해보험을 포함한 대형 손해보험사들이 예실차 개선으로 인해 상반기 실적이 기대치를 상회할 것으로 예상됩니다.
Positive
한화손보, 금융배출량 산정 '투자 포트'로 확장…석탄자산 23%대 급감
한화손해보험이 금융배출량 산정 범위를 확장하여 기후 리스크 관리를 강화함으로써 투자자산 다각화로 긍정적 영향 기대.

Detailed Momentum

52-week position1.0Point

Near 52w low (15%, downtrend)

Current 5,770Won52-week high 9,30052-week low 5,100

1-month return3.0Point

1m -0.69% (flat)

Volume trend3.0Point

Volume flat

Detailed Disclosure

11 totalPositive 0Neutral 11Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-07-15
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-07-15
Neutral계열금융회사의약관에의한금융거래-[보험]2026-07-13
Neutral계열금융회사의약관에의한금융거래-[유가증권-채권]2026-07-13
Neutral계열금융회사의약관에의한금융거래-[유가증권-수익증권]2026-07-13