한화손해보험

000370KOSPI

55.0 / 100

Reference Date: 2026-10-23

Financial Score27.5 / 40

News Sentiment12.5 / 25

Momentum5.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Plunged 24.1% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Hanwha Insurance is South Korea's first domestically owned insurance company, offering diverse products and services in long-term, auto, and general insurance. In 2025, it achieved an operating profit of 488.4 billion won and a net income of 362.1 billion won. It strengthened ESG management, earning an A rating for five consecutive years (2021-2025), and enhanced financial consumer protection systems.

Number of Employees

3,715people

Average Salary

105.8M KRW

Score Calculation Basis

Detailed Financial Score

PER

2.48Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

0.27Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE

10.33Industry Average 8.004.0Point

In line with industry avg

Debt Ratio

656.87Industry Average 100.000.0Point

6.6x industry avg (risky)

Trend 2023~20258.5 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲12.9% (1-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲20.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 8.9% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position3.0Point

52w lower range (26%)

Current 6,200Won52-week high 9,30052-week low 5,100

1-month return0.0Point

1m -24.11% (strong drop)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

8 totalPositive 0Neutral 8Negative 0

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Neutral기업설명회(IR)개최(안내공시)2026-10-20
Neutral기업가치제고계획(자율공시) (PBR 개선 계획 제출 기업)2026-10-20
Neutral계열금융회사의약관에의한금융거래-[유가증권-채권]2026-10-15