B

롯데손해보험

000400KOSPI

56.0 / 100

Reference Date: 2026-10-23

Financial Score15.5 / 40
News Sentiment12.5 / 25
Momentum18.0 / 20
Disclosure10.0 / 15
AI Analysis: the high debt ratio poses financial risk. Surged 22.2% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Lotte Insurance, established in 1946, is a financial services company specializing in property and casualty insurance, offering fire, marine, and auto insurance. In FY2022 (81st fiscal year), it reported premium income of 28.56 trillion won and a net income of 51.3 billion won. The company is enhancing its business model through digital platforms (ALICE, wonder) and strengthening financial stability.

Number of Employees

1,270people

Average Salary

76.5M KRW

Score Calculation Basis

Detailed Financial Score

PER
15.82Industry Average 15.003.0Point

Higher than industry avg (caution)

PBR
—Industry Average 1.203.5Point
ROE
7.29Industry Average 8.002.5Point

Below industry avg

Debt Ratio
2248.85Industry Average 100.000.0Point

22.5x industry avg (risky)

Trend 2023~20256.5 / 10 points
Revenue Growth Rate
2.5 / 3

Avg ▲12.3% (2-year basis)

Operating Profit Growth Rate
2.0 / 3

Avg ▲8.1% (2-year basis)

ROE Trend
2.0 / 4

Avg ROE 9.8% (declining, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position6.0Point

52w upper range (79%)

Current 2,500Won52-week high 2,72552-week low 1,638
1-month return6.0Point

1m +22.25% (strong rise)

Volume trend6.0Point

Volume surge

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0
  • Neutral주식등의대량보유상황보고서(일반)2026-10-20
  • Neutral주식등의대량보유상황보고서(일반)2026-10-19
  • Neutral투자판단관련주요경영사항2026-10-13
  • Neutral풍문또는보도에대한해명(미확정)2026-09-28