롯데손해보험

000400KOSPI보험업

58.7 / 100

Reference Date: 2026-07-24

Financial Score17.0 / 40

News Sentiment15.7 / 25

Momentum16.0 / 20

Disclosure10.0 / 15

AI Analysis: ROE is above the industry average but the high debt ratio poses financial risk. Surged 31.2% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Lotte Insurance, established in 1946, is a financial services company specializing in property and casualty insurance, offering fire, marine, and auto insurance. In FY2022 (81st fiscal year), it reported premium income of 28.56 trillion won and a net income of 51.3 billion won. The company is enhancing its business model through digital platforms (ALICE, wonder) and strengthening financial stability.

Number of Employees

1,270people

Average Salary

76.5M KRW

Score Calculation Basis

Detailed Financial Score

PER

13.99Industry Average 9.533.0Point

Higher than industry avg (caution)

PBR

—Industry Average 0.693.5Point

ROE

7.29Industry Average 7.294.0Point

In line with industry avg

Debt Ratio

2248.85Industry Average 877.790.0Point

2.6x industry avg (risky)

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲12.3% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲8.1% (2-year basis)

ROE Trend

2.0 / 4

Avg ROE 9.8% (declining, 3yr)

Detailed News Sentiment

29 totalPositive 13Neutral 13Negative 3Average Sentiment Score 62.8

Negative
최대 실적에도 못 넘은 ‘리딩금융’ 벽…신한, 롯데손보로 반전 노린.....
신한금융그룹의 최대 실적에도 불구하고 리딩금융 지위를 롯데손해보험에게 내주며 시장에서의 경쟁력 약화를 시사한다.
Neutral
신한금융, 롯데손보 인수 묻자 "기대 갖고 봐달라"
신한금융의 롯데손해보험 인수 관련 언급은 구체적인 계획 부재로 인해 중립적인 반응을 보임.
Neutral
“땡큐 코스피” KB·신한 ‘실적 잭팟’…비이자이익 역대급
KB금융과 신한금융의 실적 증가가 코스피 전반에 긍정적 영향을 미쳤으나, 롯데손해보험의 직접적인 영향은 제한적입니다.

Detailed Momentum

52-week position5.0Point

52w mid range (54%)

Current 2,210Won52-week high 2,72552-week low 1,591

1-month return6.0Point

1m +31.24% (strong rise)

Volume trend5.0Point

Volume flat

Detailed Disclosure

1 totalPositive 0Neutral 1Negative 0

Neutral풍문또는보도에대한해명(미확정)2026-06-29