C
롯데손해보험
000400KOSPI보험업53.1 / 100
Reference Date: 2026-04-13
Financial Score17.0 / 40
News Sentiment14.1 / 25
Momentum12.0 / 20
Disclosure10.0 / 15
AI Analysis: ROE is above the industry average but the high debt ratio poses financial risk. Slightly up 4.8% over the past month, and news sentiment is positive.
Company InformationBased on 2025 Annual Report
Business Overview
Lotte Insurance, established in 1946, is a financial services company specializing in property and casualty insurance, offering fire, marine, and auto insurance. In FY2022 (81st fiscal year), it reported premium income of 28.56 trillion won and a net income of 51.3 billion won. The company is enhancing its business model through digital platforms (ALICE, wonder) and strengthening financial stability.
Number of Employees
1,270people
Average Salary
76.5M KRW
Score Calculation Basis
Detailed Financial Score
PER
13.83Industry Average 9.853.0Point
Higher than industry avg (caution)
PBR
—Industry Average 0.683.5Point
ROE
7.29Industry Average 7.294.0Point
In line with industry avg
Debt Ratio
2248.85Industry Average 877.790.0Point
2.6x industry avg (risky)
Trend 2023~20256.5 / 10 points
Revenue Growth Rate
2.5 / 3
Avg ▲12.3% (2-year basis)
Operating Profit Growth Rate
2.0 / 3
Avg ▲8.1% (2-year basis)
ROE Trend
2.0 / 4
Avg ROE 9.8% (declining, 3yr)
Detailed News Sentiment
27 totalPositive 6Neutral 16Negative 0Average Sentiment Score 57.7
- Neutral
- Neutral
- Neutral
Detailed Momentum
52-week position5.0Point
52w mid range (54%)
Current 2,185Won52-week high 2,72552-week low 1,528
1-month return4.0Point
1m +4.80% (slight rise)
Volume trend3.0Point
Volume flat
Detailed Disclosure
5 totalPositive 0Neutral 5Negative 0
- Neutral풍문또는보도에대한해명(미확정)2026-04-09
- Neutral[기재정정]사업보고서 (2025.12)2026-03-31
- Neutral정기주주총회결과2026-03-27
- Neutral사업보고서 (2025.12)2026-03-19
- Neutral감사보고서제출2026-03-19