AI주식인사이트AI Stock Insight
B

흥국화재

000540KOSPI

65.8 / 100

Reference Date: 2026-09-08

Financial Score26.5 / 40
News Sentiment18.3 / 25
Momentum14.0 / 20
Disclosure7.0 / 15
AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Rose 14.2% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hyundai Fire & Marine Insurance operates in the general insurance sector, offering property, marine, auto, and long-term insurance. In 2024, it reported insurance revenue of 26.197 trillion won, investment losses of 64.1 billion won, but achieved a net profit of 1.067 trillion won, with managed assets reaching 121.414 trillion won.

Number of Employees

1,088people

Average Salary

90.7M KRW

Score Calculation Basis

Detailed Financial Score

PER
1.58Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR
0.29Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE
18.85Industry Average 8.007.0Point

2.4x industry avg (excellent)

Debt Ratio
1393.92Industry Average 100.000.0Point

13.9x industry avg (risky)

Trend 2023~20254.5 / 10 points
Revenue Growth Rate
1.0 / 3

Avg ▲2.7% (2-year basis)

Operating Profit Growth Rate
0.0 / 3

Avg ▼18.7% (2-year basis)

ROE Trend
3.5 / 4

Avg ROE 14.9% (improving, 3yr)

Detailed News Sentiment

15 totalPositive 9Neutral 4Negative 2Average Sentiment Score 73

Detailed Momentum

52-week position3.0Point

52w lower range (22%)

Current 3,730Won52-week high 6,59052-week low 2,910
1-month return5.0Point

1m +14.24% (rising)

Volume trend6.0Point

Volume surge

Detailed Disclosure

5 totalPositive 0Neutral 4Negative 1
  • Neutral[기재정정]반기보고서 (2026.06)2026-08-31
  • Neutral대규모기업집단현황공시[분기별공시(개별회사용)]2026-08-28
  • Neutral[기재정정]반기보고서 (2026.06)2026-08-18
  • Negative지급수단별ㆍ지급기간별지급금액및분쟁조정기구에관한사항2026-08-14
  • Neutral반기보고서 (2026.06)2026-08-14