AI주식인사이트AI Stock Insight
B

흥국화재

000540KOSPI보험업

57.0 / 100

Reference Date: 2026-04-13

Financial Score27.0 / 40
News Sentiment14.0 / 25
Momentum6.0 / 20
Disclosure10.0 / 15
AI Analysis: PER is significantly undervalued vs. peers but Operating Profit is on a declining trend. Declined 5.3% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hyundai Fire & Marine Insurance operates in the general insurance sector, offering property, marine, auto, and long-term insurance. In 2024, it reported insurance revenue of 26.197 trillion won, investment losses of 64.1 billion won, but achieved a net profit of 1.067 trillion won, with managed assets reaching 121.414 trillion won.

Number of Employees

1,088people

Average Salary

90.7M KRW

Score Calculation Basis

Detailed Financial Score

PER
1.84Industry Average 9.858.0Point

Half of industry avg (excellent)

PBR
0.33Industry Average 0.687.0Point

Half of industry avg (excellent)

ROE
18.85Industry Average 7.297.0Point

2.6x industry avg (excellent)

Debt Ratio
1393.92Industry Average 877.790.5Point

1.6x industry avg (risky)

Trend 2023~20254.5 / 10 points
Revenue Growth Rate
1.0 / 3

Avg ▲2.7% (2-year basis)

Operating Profit Growth Rate
0.0 / 3

Avg ▼18.7% (2-year basis)

ROE Trend
3.5 / 4

Avg ROE 14.9% (improving, 3yr)

Detailed News Sentiment

16 totalPositive 3Neutral 8Negative 0Average Sentiment Score 58.6

Detailed Momentum

52-week position3.0Point

52w lower range (32%)

Current 4,335Won52-week high 6,59052-week low 3,235
1-month return2.0Point

1m -5.35% (slight drop)

Volume trend1.0Point

Volume dry-up

Detailed Disclosure

15 totalPositive 0Neutral 15Negative 0
  • Neutral계열금융회사의약관에의한금융거래-[유가증권-수익증권]2026-04-10
  • Neutral계열금융회사의약관에의한금융거래-[유가증권-채권]2026-04-10
  • Neutral[기재정정]정기주주총회결과2026-04-06
  • Neutral[기재정정]주주총회소집결의2026-04-06
  • Neutral투자설명서2026-03-31