C

흥국화재

000540KOSPI

53.0 / 100

Reference Date: 2026-10-23

Financial Score26.5 / 40
News Sentiment12.5 / 25
Momentum4.0 / 20
Disclosure10.0 / 15
AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Declined 11.2% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Hyundai Fire & Marine Insurance operates in the general insurance sector, offering property, marine, auto, and long-term insurance. In 2024, it reported insurance revenue of 26.197 trillion won, investment losses of 64.1 billion won, but achieved a net profit of 1.067 trillion won, with managed assets reaching 121.414 trillion won.

Number of Employees

1,088people

Average Salary

90.7M KRW

Score Calculation Basis

Detailed Financial Score

PER
1.35Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR
0.24Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE
18.85Industry Average 8.007.0Point

2.4x industry avg (excellent)

Debt Ratio
1393.92Industry Average 100.000.0Point

13.9x industry avg (risky)

Trend 2023~20254.5 / 10 points
Revenue Growth Rate
1.0 / 3

Avg ▲2.7% (2-year basis)

Operating Profit Growth Rate
0.0 / 3

Avg ▼18.7% (2-year basis)

ROE Trend
3.5 / 4

Avg ROE 14.9% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (7%, downtrend)

Current 3,185Won52-week high 6,59052-week low 2,910
1-month return1.0Point

1m -11.16% (falling)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

1 totalPositive 0Neutral 1Negative 0
  • Neutral계열금융회사의약관에의한금융거래-[유가증권-수익증권]2026-10-15