삼성화재

000810KOSPI보험업

66.3 / 100

Reference Date: 2026-06-10

Financial Score22.5 / 40

News Sentiment16.8 / 25

Momentum17.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health but PBR raises overvaluation concerns. Surged 33.7% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report(Summary based on 2024)

Business Overview

Samsung Fire & Marine Insurance Co., Ltd. specializes in domestic and international property and casualty insurance, offering a range of products including general insurance, auto insurance, and long-term insurance. In 2024, the company recorded insurance premiums of KRW 17.05 trillion and a net profit of KRW 2.478 trillion. It has expanded its presence in overseas markets such as Indonesia, Vietnam, and Europe, and provides differentiated customer service through claims adjustment and consultation services.

Number of Employees

5,535people

Average Salary

158.5M KRW

Score Calculation Basis

Detailed Financial Score

PER

13.80Industry Average 9.733.0Point

Higher than industry avg (caution)

PBR

1.37Industry Average 0.691.0Point

2.0x industry avg (risky)

ROE

10.95Industry Average 7.295.5Point

1.5x industry avg (good)

Debt Ratio

352.98Industry Average 877.796.5Point

Half of industry avg (excellent)

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲9.1% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲6.4% (2-year basis)

ROE Trend

2.5 / 4

Avg ROE 12.2% (declining, 3yr)

Detailed News Sentiment

71 totalPositive 29Neutral 18Negative 24Average Sentiment Score 67.1

Neutral
카드사 주유 할인 7월말까지 연장…보험사 ‘5부제 특약’ 출시
카드사의 주유 할인 연장과 보험사의 차량 5부제 특약 출시 소식은 관련 산업에 긍정적 영향을 미칠 수 있으나, 삼성화재의 직접적인 영향은 제한적입니다.
Positive
고령 암 환자 돌봄 문화 만드는 삼성서울병원…자체 서비스 도입
삼성서울병원의 고령 암 환자 맞춤형 밀착 돌봄 서비스 도입으로 삼성화재의 관련 보험 상품에 긍정적 영향 예상.
Positive
이재용 "조직 DNA 송두리째 바꿔야"…삼성 AI 전환 시동
삼성화재의 주요 계열사 전반에 걸친 대규모 AI 도입 계획 발표로 인해 기업의 혁신 의지가 강화되어 긍정적 영향 예상.

Detailed Momentum

52-week position6.0Point

52w upper range (76%)

Current 655,000Won52-week high 730,00052-week low 417,500

1-month return6.0Point

1m +33.67% (strong rise)

Volume trend5.0Point

Volume flat

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0

Neutral대규모기업집단현황공시[연1회공시및1/4분기용(개별회사)]2026-06-01
Neutral주식등의대량보유상황보고서(약식)2026-05-29
Neutral분기보고서 (2026.03)2026-05-15
Neutral연결재무제표기준영업(잠정)실적(공정공시)2026-05-14