삼성화재

000810KOSPI

51.5 / 100

Reference Date: 2026-10-23

Financial Score18.0 / 40

News Sentiment12.5 / 25

Momentum11.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Declined 8.6% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report(Summary based on 2024)

Business Overview

Samsung Fire & Marine Insurance Co., Ltd. specializes in domestic and international property and casualty insurance, offering a range of products including general insurance, auto insurance, and long-term insurance. In 2024, the company recorded insurance premiums of KRW 17.05 trillion and a net profit of KRW 2.478 trillion. It has expanded its presence in overseas markets such as Indonesia, Vietnam, and Europe, and provides differentiated customer service through claims adjustment and consultation services.

Number of Employees

5,535people

Average Salary

158.5M KRW

Score Calculation Basis

Detailed Financial Score

PER

12.78Industry Average 15.005.0Point

In line with industry avg

PBR

1.27Industry Average 1.202.5Point

Higher than industry avg (caution)

ROE

10.95Industry Average 8.004.0Point

In line with industry avg

Debt Ratio

352.98Industry Average 100.000.0Point

3.5x industry avg (risky)

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲9.1% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲6.4% (2-year basis)

ROE Trend

2.5 / 4

Avg ROE 12.2% (declining, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position5.0Point

52w mid range (57%)

Current 607,000Won52-week high 730,00052-week low 440,500

1-month return1.0Point

1m -8.58% (falling)

Volume trend5.0Point

Volume increasing

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0

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