삼성화재

000810KOSPI

54.9 / 100

Reference Date: 2026-09-08

Financial Score18.0 / 40

News Sentiment15.9 / 25

Momentum11.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Slightly up 1.7% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report(Summary based on 2024)

Business Overview

Samsung Fire & Marine Insurance Co., Ltd. specializes in domestic and international property and casualty insurance, offering a range of products including general insurance, auto insurance, and long-term insurance. In 2024, the company recorded insurance premiums of KRW 17.05 trillion and a net profit of KRW 2.478 trillion. It has expanded its presence in overseas markets such as Indonesia, Vietnam, and Europe, and provides differentiated customer service through claims adjustment and consultation services.

Number of Employees

5,535people

Average Salary

158.5M KRW

Score Calculation Basis

Detailed Financial Score

PER

13.82Industry Average 15.005.0Point

In line with industry avg

PBR

1.38Industry Average 1.202.5Point

Higher than industry avg (caution)

ROE

10.95Industry Average 8.004.0Point

In line with industry avg

Debt Ratio

352.98Industry Average 100.000.0Point

3.5x industry avg (risky)

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲9.1% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲6.4% (2-year basis)

ROE Trend

2.5 / 4

Avg ROE 12.2% (declining, 3yr)

Detailed News Sentiment

69 totalPositive 27Neutral 34Negative 8Average Sentiment Score 63.5

Neutral
체급 키운 펫보험 시장… 청구 시스템은 '제자리걸음'
Pet insurance market growth slows due to standardization issues in claim processes.
Neutral
자율주행·AI 모빌리티 논의...‘글로벌 모빌리티 콘퍼런스’ 개막
The announcement pertains to broader industry discussions on autonomous driving and AI mobility rather than direct impact on Samsung Fire Insurance.
Neutral
손해보험협회, 전주지부 신설…전북권 현장 대응체계 강화
손해보험협회가 전북지부 신설로 지역 대응력 강화를 발표했으나, 직접적인 삼성화재 영향은 제한적.

Detailed Momentum

52-week position6.0Point

52w upper range (74%)

Current 656,000Won52-week high 730,00052-week low 436,500

1-month return3.0Point

1m 1.71% (flat)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

6 totalPositive 0Neutral 6Negative 0

Neutral풍문또는보도에대한해명(미확정)2026-09-03
Neutral특수관계인과의수익증권거래2026-08-31
Neutral대규모기업집단현황공시[분기별공시(개별회사용)]2026-08-31
Neutral주식등의대량보유상황보고서(약식)2026-08-19
Neutral반기보고서 (2026.06)2026-08-14