삼성화재

000810KOSPI보험업

57.2 / 100

Reference Date: 2026-04-13

Financial Score24.0 / 40

News Sentiment13.2 / 25

Momentum10.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health and ROE significantly exceeds the industry average is also solid. Roughly flat over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report(Summary based on 2024)

Business Overview

Samsung Fire & Marine Insurance Co., Ltd. specializes in domestic and international property and casualty insurance, offering a range of products including general insurance, auto insurance, and long-term insurance. In 2024, the company recorded insurance premiums of KRW 17.05 trillion and a net profit of KRW 2.478 trillion. It has expanded its presence in overseas markets such as Indonesia, Vietnam, and Europe, and provides differentiated customer service through claims adjustment and consultation services.

Number of Employees

5,535people

Average Salary

158.5M KRW

Score Calculation Basis

Detailed Financial Score

PER

9.89Industry Average 9.853.0Point

Higher than industry avg (caution)

PBR

1.01Industry Average 0.682.5Point

Higher than industry avg (caution)

ROE

10.95Industry Average 7.295.5Point

1.5x industry avg (good)

Debt Ratio

352.98Industry Average 877.796.5Point

Half of industry avg (excellent)

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲9.1% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲6.4% (2-year basis)

ROE Trend

2.5 / 4

Avg ROE 12.2% (declining, 3yr)

Detailed News Sentiment

24 totalPositive 4Neutral 15Negative 0Average Sentiment Score 53.4

Detailed Momentum

52-week position5.0Point

52w mid range (42%)

Current 469,500Won52-week high 630,00052-week low 348,500

1-month return3.0Point

1m -0.95% (flat)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

10 totalPositive 0Neutral 10Negative 0

Neutral특수관계인과의수익증권거래2026-03-24
Neutral특수관계인에대한출자2026-03-24
Neutral특수관계인과의수익증권거래2026-03-24
Neutral특수관계인과의수익증권거래2026-03-24
Neutral사외이사의선임ㆍ해임또는중도퇴임에관한신고2026-03-20