현대해상

001450KOSPI보험업

74.1 / 100

Reference Date: 2026-07-24

Financial Score31.5 / 40

News Sentiment16.6 / 25

Momentum16.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers and ROE significantly exceeds the industry average is also solid. Rose 9.8% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hyundai Marine & Fire is a leading comprehensive property insurance company operating in insurance, asset management, and related businesses. In 2024, it recorded a premium income of 17.268 trillion KRW, with long-term insurance (10.909 trillion KRW) as the primary revenue source. Maintaining a solvency ratio above 150%, it holds over 97% of the domestic property insurance market share.

Number of Employees

3,987people

Average Salary

102.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

3.23Industry Average 9.538.0Point

Half of industry avg (excellent)

PBR

0.64Industry Average 0.694.0Point

In line with industry avg

ROE

20.60Industry Average 7.297.0Point

2.8x industry avg (excellent)

Debt Ratio

877.79Industry Average 877.794.0Point

In line with industry avg

Trend 2023~20258.5 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲6.5% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲29.6% (2-year basis)

ROE Trend

3.5 / 4

Avg ROE 14.7% (improving, 3yr)

Detailed News Sentiment

30 totalPositive 13Neutral 12Negative 5Average Sentiment Score 66.3

Positive
나이롱환자 막는 '8주룰' 하반기 속도…'한방병원' 논란에 재부각
The introduction of the '8-week treatment limit' in the 하반기 (second half) is expected to stabilize automotive insurance claims, positively impacting 현대해상's operations related to long-term treatment management.
Negative
車보험 잇단 누수…'자생한방 사태' 여파에 사기 조사 고삐 죈다
현대해상은 보험사기 의혹으로 인한 금융감독원의 조사 강화로 인해 부정적 영향을 받고 있다.
Positive
초고령사회 주목받는 유병자보험…개인화 ‘초점’
현대해상은 초고령사회 진입으로 유병자보험 시장의 성장과 개인화된 보험 상품 개발 기회를 포착하고 있다.

Detailed Momentum

52-week position8.0Point

Near 52w high (82%, uptrend)

Current 38,600Won52-week high 41,25052-week low 25,750

1-month return5.0Point

1m +9.82% (rising)

Volume trend3.0Point

Volume flat

Detailed Disclosure

6 totalPositive 0Neutral 6Negative 0

Neutral기업설명회(IR)개최(안내공시)2026-07-14
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-07-13
Neutral계열금융회사의약관에의한금융거래-[유가증권-수익증권]2026-07-10
Neutral주식등의대량보유상황보고서(약식)2026-07-01
Neutral특수관계인과의수익증권거래2026-06-30