현대해상

001450KOSPI보험업

73.7 / 100

Reference Date: 2026-06-10

Financial Score31.5 / 40

News Sentiment17.2 / 25

Momentum15.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers and ROE significantly exceeds the industry average is also solid. Surged 19.4% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Hyundai Marine & Fire is a leading comprehensive property insurance company operating in insurance, asset management, and related businesses. In 2024, it recorded a premium income of 17.268 trillion KRW, with long-term insurance (10.909 trillion KRW) as the primary revenue source. Maintaining a solvency ratio above 150%, it holds over 97% of the domestic property insurance market share.

Number of Employees

3,987people

Average Salary

102.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

3.08Industry Average 9.738.0Point

Half of industry avg (excellent)

PBR

0.61Industry Average 0.694.0Point

In line with industry avg

ROE

20.60Industry Average 7.297.0Point

2.8x industry avg (excellent)

Debt Ratio

877.79Industry Average 877.794.0Point

In line with industry avg

Trend 2023~20258.5 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲6.5% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲29.6% (2-year basis)

ROE Trend

3.5 / 4

Avg ROE 14.7% (improving, 3yr)

Detailed News Sentiment

26 totalPositive 11Neutral 6Negative 9Average Sentiment Score 68.8

Positive
현대해상, 금리 상승·실손 제도 개선 호재 증권가 목표가 '상향'......
현대해상은 금리 상승과 실손보험 제도 개선으로 인해 증권가에서 긍정적인 전망을 받고 있다.
Negative
"근거 부족" 지적에도 암환자 비급여 면역주사 청구액 500억대
현대해상 관련 암 환자의 비급여 면역주사 청구 증가로 인해 실손보험 지급액이 급증, 보험사와 환자 간 갈등이 심화되고 있다.
Positive
현대해상, 금리 상승·관리급여 도입 수혜 기대-신한
신한투자증권의 매수 의견과 목표주가 상향 조정으로 현대해상에 대한 긍정적 전망이 제시되었다.

Detailed Momentum

52-week position8.0Point

Near 52w high (86%, uptrend)

Current 36,900Won52-week high 38,85052-week low 24,800

1-month return6.0Point

1m +19.42% (strong rise)

Volume trend1.0Point

Volume dry-up

Detailed Disclosure

6 totalPositive 0Neutral 6Negative 0

Neutral대규모기업집단현황공시[연1회공시및1/4분기용(대표회사)]2026-05-29
Neutral대규모기업집단현황공시[연1회(동일인용)]2026-05-29
Neutral특수관계인과의수익증권거래2026-05-26
Neutral영업(잠정)실적(공정공시)2026-05-15
Neutral분기보고서 (2026.03)2026-05-15