현대해상

001450KOSPI

70.6 / 100

Reference Date: 2026-09-08

Financial Score29.0 / 40

News Sentiment16.6 / 25

Momentum15.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Surged 29.8% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hyundai Marine & Fire is a leading comprehensive property insurance company operating in insurance, asset management, and related businesses. In 2024, it recorded a premium income of 17.268 trillion KRW, with long-term insurance (10.909 trillion KRW) as the primary revenue source. Maintaining a solvency ratio above 150%, it holds over 97% of the domestic property insurance market share.

Number of Employees

3,987people

Average Salary

102.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

4.26Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

0.84Industry Average 1.205.5Point

Lower than industry avg (good)

ROE

20.60Industry Average 8.007.0Point

2.6x industry avg (excellent)

Debt Ratio

877.79Industry Average 100.000.0Point

8.8x industry avg (risky)

Trend 2023~20258.5 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲6.5% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲29.6% (2-year basis)

ROE Trend

3.5 / 4

Avg ROE 14.7% (improving, 3yr)

Detailed News Sentiment

40 totalPositive 20Neutral 18Negative 2Average Sentiment Score 66.4

Negative
현대해상 CSM 1조 늘어도 웃지 못했다…신계약比 컸던 조정 효과
현대해상의 CSM 증가에도 불구하고 신계약 CSM 감소로 인해 긍정적 효과가 제한적이었다.
Positive
“미래 이끌 인재 찾는다”…현대해상, 하반기 신입채용 시작
현대해상이 다양한 분야에서 신입 채용을 확대함으로써 인재 확보에 적극적으로 나서 긍정적인 시장 반응을 기대.
Positive
삼성생명 해외 M&A 시동…불붙는 국내 보험사 해외진출
삼성생명의 해외 M&A 추진은 자금력 강화와 함께 국내 보험사의 글로벌 확장을 촉진시켜 긍정적 영향을 미칠 것으로 예상된다.

Detailed Momentum

52-week position8.0Point

Near 52w high (90%, uptrend)

Current 51,000Won52-week high 53,50052-week low 26,450

1-month return6.0Point

1m +29.77% (strong rise)

Volume trend1.0Point

Volume decreasing

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0

Neutral주식등의대량보유상황보고서(일반)2026-09-01
Neutral대규모기업집단현황공시[분기별공시(대표회사용)]2026-08-27
Neutral영업(잠정)실적(공정공시)2026-08-14
Neutral반기보고서 (2026.06)2026-08-14