DB손해보험

005830KOSPI보험업

64.5 / 100

Reference Date: 2026-06-10

Financial Score28.0 / 40

News Sentiment17.5 / 25

Momentum9.0 / 20

Disclosure10.0 / 15

AI Analysis: ROE significantly exceeds the industry average but Operating Profit metrics are weak. Declined 12.8% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

DB Insurance primarily operates in the property and casualty insurance sector, reporting insurance operating revenue of 164.84 trillion won in 2025, with long-term and auto insurance as key revenue sources. The company manages 569.36 trillion won in assets and is expanding its global presence in markets such as the U.S., China, and Southeast Asia.

Number of Employees

4,716people

Average Salary

103.7M KRW

Score Calculation Basis

Detailed Financial Score

PER

5.26Industry Average 9.736.5Point

Lower than industry avg (good)

PBR

0.86Industry Average 0.692.5Point

Higher than industry avg (caution)

ROE

17.62Industry Average 7.297.0Point

2.4x industry avg (excellent)

Debt Ratio

576.91Industry Average 877.795.0Point

Lower than industry avg (good)

Trend 2023~20257.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲8.0% (2-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲3.4% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 17.3% (improving, 3yr)

Detailed News Sentiment

32 totalPositive 16Neutral 8Negative 8Average Sentiment Score 69.8

Positive
DB손보-한문철 ‘통했다’… 보행자사고 특약 ‘대박’
DB손해보험의 보행자사고 관련 새로운 특약이 높은 가입률을 기록하며 긍정적인 시장 반응을 얻고 있다.
Positive
‘한문철 효과’ 톡톡…DB손보, 보행자사고 변호사 특약 65만건 돌파
DB손해보험의 보행자사고 관련 특약이 출시 후 빠른 인기로 65만 건 이상의 가입을 기록하며 긍정적인 시장 반응을 보임.
Positive
DB손보 '한문철 협업 특별 약관', 누적 가입 65만건 돌파
DB손해보험의 한문철 변호사와의 협업으로 출시된 특별약관이 빠른 속도로 인기를 얻어 누적 가입 건수가 65만 건을 돌파하며 긍정적인 시장 반응을 보임.

Detailed Momentum

52-week position3.0Point

52w lower range (36%)

Current 143,800Won52-week high 205,50052-week low 107,900

1-month return1.0Point

1m -12.85% (falling)

Volume trend5.0Point

Volume increasing

Detailed Disclosure

12 totalPositive 0Neutral 12Negative 0

Neutral투자설명서2026-06-09
Neutral효력발생안내( 2026.5.27. 제출 증권신고서(채무증권) )2026-06-09
Neutral증권발행실적보고서2026-06-09
Neutral[발행조건확정]증권신고서(채무증권)2026-06-02
Neutral[기재정정]증권신고서(채무증권)2026-06-02