DB손해보험

005830KOSPI

60.5 / 100

Reference Date: 2026-10-23

Financial Score26.0 / 40

News Sentiment12.5 / 25

Momentum12.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Roughly flat over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

DB Insurance primarily operates in the property and casualty insurance sector, reporting insurance operating revenue of 164.84 trillion won in 2025, with long-term and auto insurance as key revenue sources. The company manages 569.36 trillion won in assets and is expanding its global presence in markets such as the U.S., China, and Southeast Asia.

Number of Employees

4,716people

Average Salary

103.7M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.81Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

1.12Industry Average 1.204.0Point

In line with industry avg

ROE

17.62Industry Average 8.007.0Point

2.2x industry avg (excellent)

Debt Ratio

576.91Industry Average 100.000.0Point

5.8x industry avg (risky)

Trend 2023~20257.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲8.0% (2-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲3.4% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 17.3% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position6.0Point

52w upper range (77%)

Current 186,300Won52-week high 205,50052-week low 119,300

1-month return3.0Point

1m -0.37% (flat)

Volume trend3.0Point

Volume flat

Detailed Disclosure

3 totalPositive 0Neutral 3Negative 0

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