AI주식인사이트AI Stock Insight
B

DB손해보험

005830KOSPI

66.5 / 100

Reference Date: 2026-09-08

Financial Score26.0 / 40
News Sentiment16.5 / 25
Momentum17.0 / 20
Disclosure7.0 / 15
AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Surged 16.0% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

DB Insurance primarily operates in the property and casualty insurance sector, reporting insurance operating revenue of 164.84 trillion won in 2025, with long-term and auto insurance as key revenue sources. The company manages 569.36 trillion won in assets and is expanding its global presence in markets such as the U.S., China, and Southeast Asia.

Number of Employees

4,716people

Average Salary

103.7M KRW

Score Calculation Basis

Detailed Financial Score

PER
7.04Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR
1.15Industry Average 1.204.0Point

In line with industry avg

ROE
17.62Industry Average 8.007.0Point

2.2x industry avg (excellent)

Debt Ratio
576.91Industry Average 100.000.0Point

5.8x industry avg (risky)

Trend 2023~20257.0 / 10 points
Revenue Growth Rate
2.0 / 3

Avg ▲8.0% (2-year basis)

Operating Profit Growth Rate
1.0 / 3

Avg ▲3.4% (2-year basis)

ROE Trend
4.0 / 4

Avg ROE 17.3% (improving, 3yr)

Detailed News Sentiment

48 totalPositive 23Neutral 19Negative 6Average Sentiment Score 66

Detailed Momentum

52-week position8.0Point

Near 52w high (84%, uptrend)

Current 192,400Won52-week high 205,50052-week low 119,300
1-month return6.0Point

1m +15.97% (strong rise)

Volume trend3.0Point

Volume flat

Detailed Disclosure

9 totalPositive 0Neutral 8Negative 1
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