제주은행

006220KOSPI은행 및 저축기관

48.0 / 100

Reference Date: 2026-04-13

Financial Score16.5 / 40

News Sentiment12.5 / 25

Momentum9.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is low with sound financial health but ROE falls significantly short of the industry average. Slightly down 3.6% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Jeju Bank reported total deposits of 619.01 billion KRW and loans of 592.99 billion KRW as of December 2024, actively contributing to the local economy. It operates 25 branches and 30 business outlets across Jeju and other regions. In 2025, the bank plans to enhance digital strategies, strengthen financial competitiveness, drive organizational innovation, and reinforce risk management to achieve growth and stability.

Number of Employees

480people

Average Salary

82.1M KRW

Score Calculation Basis

Detailed Financial Score

PER

35.60Industry Average 22.851.5Point

1.6x industry avg (risky)

PBR

0.77Industry Average 0.934.0Point

In line with industry avg

ROE

2.25Industry Average 6.321.0Point

Well below industry avg

Debt Ratio

1139.04Industry Average 1198.784.0Point

In line with industry avg

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲6.5% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲161.2% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 1.7% (improving, 3yr)

Detailed News Sentiment

36 totalPositive 9Neutral 17Negative 5Average Sentiment Score 49.8

Detailed Momentum

52-week position5.0Point

52w mid range (48%)

Current 13,120Won52-week high 19,19052-week low 7,400

1-month return2.0Point

1m -3.60% (slight drop)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

9 totalPositive 0Neutral 9Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-04-03
Neutral주식등의대량보유상황보고서(일반)2026-03-31
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-03-26
Neutral기업가치제고계획(자율공시)2026-03-25
Neutral정기주주총회결과2026-03-24