AI주식인사이트AI Stock Insight
C

제주은행

006220KOSPI

42.0 / 100

Reference Date: 2026-10-23

Financial Score15.5 / 40
News Sentiment12.5 / 25
Momentum4.0 / 20
Disclosure10.0 / 15
AI Analysis: PBR is significantly undervalued vs. peers but the high debt ratio poses financial risk. Declined 14.8% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Jeju Bank reported total deposits of 619.01 billion KRW and loans of 592.99 billion KRW as of December 2024, actively contributing to the local economy. It operates 25 branches and 30 business outlets across Jeju and other regions. In 2025, the bank plans to enhance digital strategies, strengthen financial competitiveness, drive organizational innovation, and reinforce risk management to achieve growth and stability.

Number of Employees

480people

Average Salary

82.1M KRW

Score Calculation Basis

Detailed Financial Score

PER
23.36Industry Average 15.001.5Point

1.6x industry avg (risky)

PBR
0.50Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE
2.25Industry Average 8.001.0Point

Well below industry avg

Debt Ratio
1139.04Industry Average 100.000.0Point

11.4x industry avg (risky)

Trend 2023~20256.0 / 10 points
Revenue Growth Rate
2.0 / 3

Avg ▲6.5% (2-year basis)

Operating Profit Growth Rate
3.0 / 3

Avg ▲161.2% (2-year basis)

ROE Trend
1.0 / 4

Avg ROE 1.7% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (4%, downtrend)

Current 8,610Won52-week high 17,19052-week low 8,250
1-month return1.0Point

1m -14.84% (falling)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

1 totalPositive 0Neutral 1Negative 0
  • Neutral결산실적공시예고(안내공시)2026-10-19