제주은행

006220KOSPI은행 및 저축기관

50.1 / 100

Reference Date: 2026-06-10

Financial Score15.0 / 40

News Sentiment17.1 / 25

Momentum8.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is low with sound financial health but ROE falls significantly short of the industry average. Declined 9.2% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Jeju Bank reported total deposits of 619.01 billion KRW and loans of 592.99 billion KRW as of December 2024, actively contributing to the local economy. It operates 25 branches and 30 business outlets across Jeju and other regions. In 2025, the bank plans to enhance digital strategies, strengthen financial competitiveness, drive organizational innovation, and reinforce risk management to achieve growth and stability.

Number of Employees

480people

Average Salary

82.1M KRW

Score Calculation Basis

Detailed Financial Score

PER

30.20Industry Average 18.951.5Point

1.6x industry avg (risky)

PBR

0.65Industry Average 0.622.5Point

Higher than industry avg (caution)

ROE

2.25Industry Average 6.331.0Point

Well below industry avg

Debt Ratio

1139.04Industry Average 1139.044.0Point

In line with industry avg

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲6.5% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲161.2% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 1.7% (improving, 3yr)

Detailed News Sentiment

17 totalPositive 10Neutral 5Negative 2Average Sentiment Score 68.2

Neutral
가입자 600만 넘긴 '얼굴결제', 네이버-토스 주도권 놓고 치열한 경...
토스의 얼굴결제 서비스 가입자 증가가 주목받지만, 제주은행과 직접적인 연관성이 없어 중립적 평가.
Neutral
‘3高 현상’ 견딜 종목 찾아라…금융·에너지·소비재 대안되나 [이런.....
제주은행에 대한 직접적인 영향은 언급되지 않았으며, 주로 금융 및 소비재 분야의 방어주로서의 가능성에 초점을 맞추고 있어 중립적입니다.
Positive
디지털·특화금융 키우는 지역銀, 직원수 늘렸다
제주은행이 디지털 전문 인력 확대를 통해 효율성을 높이고 있어, 업계의 인력 축소 추세와 차별화되며 성장 가능성을 보여주고 있다.

Detailed Momentum

52-week position1.0Point

Near 52w low (17%, downtrend)

Current 11,130Won52-week high 19,19052-week low 9,470

1-month return1.0Point

1m -9.22% (falling)

Volume trend6.0Point

Volume surge

Detailed Disclosure

7 totalPositive 0Neutral 7Negative 0

Neutral증권발행실적보고서2026-05-26
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-05-22
Neutral투자설명서(일괄신고)2026-05-22
Neutral일괄신고추가서류2026-05-22
Neutral기타안내사항(안내공시)2026-05-20