푸른저축은행

007330KOSDAQ은행 및 저축기관

43.5 / 100

Reference Date: 2026-04-13

Financial Score18.0 / 40

News Sentiment8.5 / 25

Momentum10.0 / 20

Disclosure7.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health but Operating Profit is on a declining trend. Roughly flat over the past month, and news sentiment is negative.

Company InformationBased on 2025 Annual Report

Business Overview

Blue Savings Bank operates under the Mutual Savings Bank Act, focusing on savings bank business, ancillary services, and concurrent operations. Its primary funding source is customer deposits, with fund management centered on loans and securities. Net income decreased by 50% compared to the previous period due to increased loan loss provisions and reduced securities evaluation/disposal gains.

Number of Employees

139people

Average Salary

78.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

21.84Industry Average 20.183.0Point

Higher than industry avg (caution)

PBR

0.55Industry Average 0.554.0Point

In line with industry avg

ROE

2.50Industry Average 6.631.0Point

Well below industry avg

Debt Ratio

321.54Industry Average 1161.608.0Point

Half of industry avg (excellent)

Trend 2023~20242.0 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲4.6% (1-year basis)

Operating Profit Growth Rate

0.0 / 3

Avg ▼24.2% (1-year basis)

ROE Trend

1.0 / 4

Avg ROE 3.8% (declining, 2yr)

Detailed News Sentiment

5 totalPositive 0Neutral 0Negative 2Average Sentiment Score 10

Negative
푸른저축은행 횡령액 104억으로 늘어…조사 장기화에 주주 불안
푸른저축은행의 횡령 피해 금액이 104억 원으로 늘어나고 외부 조사 중 추가 피해가 확인되어 내부통제 부실 논란이 심화되고 있습니다.
Negative
고객 신고로 자금횡령 인지…내부통제 무너진 푸른저축銀
푸른저축은행이 직원의 자금 횡령 사실을 외부 신고를 받고서야 인지했으며, 상근감사가 없어 내부통제가 사실상 무너졌다는 지적이 제기되고 있습니다.

Detailed Momentum

52-week position6.0Point

52w upper range (60%)

Current 11,400Won52-week high 13,49052-week low 8,140

1-month return3.0Point

1m 0% (flat)

Volume trend1.0Point

Volume dry-up

Detailed Disclosure

13 totalPositive 0Neutral 12Negative 1

Neutral기업가치제고계획(자율공시)2026-04-08
Neutral[기재정정]정기주주총회결과2026-04-08
Neutral사업보고서 (2025.12)2026-04-07
Neutral[기재정정]사업보고서 (2024.12)2026-04-07
Neutral감사보고서제출2026-04-06