푸른저축은행

007330KOSDAQ은행 및 저축기관

66.0 / 100

Reference Date: 2026-06-10

Financial Score28.5 / 40

News Sentiment17.5 / 25

Momentum10.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but ROE is below the industry average. Declined 7.7% over the past month, and news sentiment is negative.

Company InformationBased on 2025 Annual Report

Business Overview

Blue Savings Bank operates under the Mutual Savings Bank Act, focusing on savings bank business, ancillary services, and concurrent operations. Its primary funding source is customer deposits, with fund management centered on loans and securities. Net income decreased by 50% compared to the previous period due to increased loan loss provisions and reduced securities evaluation/disposal gains.

Number of Employees

139people

Average Salary

78.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

7.89Industry Average 18.958.0Point

Half of industry avg (excellent)

PBR

0.49Industry Average 0.624.0Point

In line with industry avg

ROE

6.33Industry Average 6.334.0Point

In line with industry avg

Debt Ratio

386.04Industry Average 1139.046.5Point

Half of industry avg (excellent)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.3% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲61.7% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 4.6% (improving, 3yr)

Detailed News Sentiment

4 totalPositive 0Neutral 0Negative 4Average Sentiment Score 70

Negative
최근 6년간 금융사고 1조 2천억 원 돌파…“지난해 역대 최대 경신”
금융사고 증가로 인한 부정적 영향으로 푸른저축은행의 신뢰도 하락 예상.
Negative
금융사고 6년간 1.2조원… 2025년 4318억 역대 최대 [경제 ...
금융사고 증가로 인해 푸른저축은행의 신뢰도 하락 우려.
Negative
사기-횡령 등 금융사고 6년간 1조 넘어
금융사고 증가로 푸른저축은행의 신뢰도 하락 및 재무적 부담 증가 예상.

Detailed Momentum

52-week position3.0Point

52w lower range (27%)

Current 10,400Won52-week high 13,49052-week low 9,230

1-month return1.0Point

1m -7.72% (falling)

Volume trend6.0Point

Volume increasing

Detailed Disclosure

3 totalPositive 0Neutral 3Negative 0

Neutral대규모기업집단현황공시[연1회공시및1/4분기용(개별회사)]2026-05-29
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-05-26
Neutral분기보고서 (2026.03)2026-05-15