푸른저축은행

007330KOSDAQ

54.5 / 100

Reference Date: 2026-10-23

Financial Score22.0 / 40

News Sentiment12.5 / 25

Momentum10.0 / 20

Disclosure10.0 / 15

AI Analysis: PBR is significantly undervalued vs. peers but the high debt ratio poses financial risk. Slightly down 2.0% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Blue Savings Bank operates under the Mutual Savings Bank Act, focusing on savings bank business, ancillary services, and concurrent operations. Its primary funding source is customer deposits, with fund management centered on loans and securities. Net income decreased by 50% compared to the previous period due to increased loan loss provisions and reduced securities evaluation/disposal gains.

Number of Employees

139people

Average Salary

78.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

7.58Industry Average 15.006.5Point

Lower than industry avg (good)

PBR

0.47Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE

6.33Industry Average 8.002.5Point

Below industry avg

Debt Ratio

386.04Industry Average 100.000.0Point

3.9x industry avg (risky)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.3% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲61.7% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 4.6% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (6%, downtrend)

Current 9,990Won52-week high 13,49052-week low 9,740

1-month return3.0Point

1m -1.96% (flat)

Volume trend6.0Point

Volume surge

Detailed Disclosure

2 totalPositive 0Neutral 2Negative 0

Neutral계열금융회사의약관에의한금융거래-[예ㆍ적금]2026-10-01
Neutral임원ㆍ주요주주특정증권등거래계획보고서2026-09-30