AI주식인사이트AI Stock Insight
B

한국캐피탈

023760KOSDAQ

69.0 / 100

Reference Date: 2026-10-23

Financial Score29.5 / 40
News Sentiment12.5 / 25
Momentum17.0 / 20
Disclosure10.0 / 15
AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Roughly flat over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Korea Capital operates in three main sectors: leasing, installment financing, and new technology business financing. Leasing has expanded due to growth in service industries like healthcare and construction, though competition in the automotive financing market is intensifying. Installment financing, primarily focused on automobiles, faces declining profitability due to increased competition from banks and other financial institutions.

Number of Employees

285people

Average Salary

90.6M KRW

Score Calculation Basis

Detailed Financial Score

PER
2.22Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR
0.30Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE
14.08Industry Average 8.005.5Point

1.8x industry avg (good)

Debt Ratio
583.67Industry Average 100.000.0Point

5.8x industry avg (risky)

Trend 2023~20259.0 / 10 points
Revenue Growth Rate
2.5 / 3

Avg ▲15.5% (2-year basis)

Operating Profit Growth Rate
3.0 / 3

Avg ▲25.0% (2-year basis)

ROE Trend
3.5 / 4

Avg ROE 13.0% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position8.0Point

Near 52w high (96%, uptrend)

Current 1,414Won52-week high 1,43852-week low 661
1-month return3.0Point

1m 0.43% (flat)

Volume trend6.0Point

Volume increasing

Detailed Disclosure

0 totalPositive 0Neutral 0Negative 0