한국캐피탈

023760KOSDAQ기타 금융업

62.7 / 100

Reference Date: 2026-07-24

Financial Score29.5 / 40

News Sentiment17.2 / 25

Momentum6.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Rose 5.0% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Korea Capital operates in three main sectors: leasing, installment financing, and new technology business financing. Leasing has expanded due to growth in service industries like healthcare and construction, though competition in the automotive financing market is intensifying. Installment financing, primarily focused on automobiles, faces declining profitability due to increased competition from banks and other financial institutions.

Number of Employees

285people

Average Salary

90.6M KRW

Score Calculation Basis

Detailed Financial Score

PER

2.24Industry Average 7.948.0Point

Half of industry avg (excellent)

PBR

0.30Industry Average 0.455.5Point

Lower than industry avg (good)

ROE

14.08Industry Average 5.457.0Point

2.6x industry avg (excellent)

Debt Ratio

583.67Industry Average 16.990.0Point

34.4x industry avg (risky)

Trend 2023~20259.0 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲15.5% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲25.0% (2-year basis)

ROE Trend

3.5 / 4

Avg ROE 13.0% (improving, 3yr)

Detailed News Sentiment

4 totalPositive 2Neutral 1Negative 1Average Sentiment Score 68.8

Positive
캐피탈 7월 브랜드평판 1위 현대캐피탈... 2위 NH농협캐피탈
한국캐피탈은 7월 브랜드 평판에서 현대캐피탈에 이어 2위를 기록하며 금융 시장 내 경쟁력을 입증했다.
Negative
'동전주=부실' 낙인에 흑자기업도 퇴출 압박…재무상태 중시해야
코스닥 상장 유지 기준 강화로 인해 흑자 기업도 퇴출 압박을 받고 있어 한국캐피탈의 주가에 부정적 영향이 예상됩니다.
Neutral
코스닥 퇴출 속도전에 뒷전 밀린 옥석가리기
코스닥 퇴출 기준 강화 논의 중 한국캐피탈의 직접적 영향은 제한적.

Detailed Momentum

52-week position1.0Point

Near 52w low (10%, downtrend)

Current 713Won52-week high 1,17652-week low 661

1-month return4.0Point

1m +5.01% (slight rise)

Volume trend1.0Point

Volume decreasing

Detailed Disclosure

9 totalPositive 0Neutral 9Negative 0

Neutral증권발행실적보고서2026-07-22
Neutral일괄신고추가서류2026-07-21
Neutral투자설명서(일괄신고)2026-07-21
Neutral증권발행실적보고서2026-07-10
Neutral일괄신고추가서류2026-07-09