AI주식인사이트AI Stock Insight
B

한국캐피탈

023760KOSDAQ기타 금융업

65.5 / 100

Reference Date: 2026-04-13

Financial Score28.0 / 40
News Sentiment17.5 / 25
Momentum10.0 / 20
Disclosure10.0 / 15
AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Slightly down 4.8% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Korea Capital operates in three main sectors: leasing, installment financing, and new technology business financing. Leasing has expanded due to growth in service industries like healthcare and construction, though competition in the automotive financing market is intensifying. Installment financing, primarily focused on automobiles, faces declining profitability due to increased competition from banks and other financial institutions.

Number of Employees

285people

Average Salary

90.6M KRW

Score Calculation Basis

Detailed Financial Score

PER
3.01Industry Average 10.018.0Point

Half of industry avg (excellent)

PBR
0.40Industry Average 0.484.0Point

In line with industry avg

ROE
14.08Industry Average 5.517.0Point

2.6x industry avg (excellent)

Debt Ratio
583.67Industry Average 19.360.0Point

30.1x industry avg (risky)

Trend 2023~20259.0 / 10 points
Revenue Growth Rate
2.5 / 3

Avg ▲15.5% (2-year basis)

Operating Profit Growth Rate
3.0 / 3

Avg ▲25.0% (2-year basis)

ROE Trend
3.5 / 4

Avg ROE 13.0% (improving, 3yr)

Detailed News Sentiment

2 totalPositive 0Neutral 2Negative 0Average Sentiment Score 70

Detailed Momentum

52-week position6.0Point

52w upper range (64%)

Current 959Won52-week high 1,17652-week low 557
1-month return2.0Point

1m -4.77% (slight drop)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

9 totalPositive 0Neutral 9Negative 0
  • Neutral증권발행실적보고서2026-03-30
  • Neutral일괄신고추가서류2026-03-27
  • Neutral투자설명서(일괄신고)2026-03-27
  • Neutral정기주주총회결과2026-03-23
  • Neutral사외이사의선임ㆍ해임또는중도퇴임에관한신고2026-03-23