AI주식인사이트AI Stock Insight
C

기업은행

024110KOSPI

49.5 / 100

Reference Date: 2026-10-23

Financial Score21.0 / 40
News Sentiment12.5 / 25
Momentum6.0 / 20
Disclosure10.0 / 15
AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Slightly down 2.5% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

KEB Hana Bank, established in 1961, specializes in supporting SMEs through a diverse range of financial services, including deposits, loans, investment advisory, and more. As of 2025, it holds a 24.41% market share in SME loans with a total balance of 261.9 trillion KRW, maintaining healthy financial ratios. Looking ahead, the bank aims to enhance customer and societal value by accelerating digital transformation, AI integration, and ESG initiatives, positioning itself as the most trusted bank.

Number of Employees

13,507people

Average Salary

94.0M KRW

Score Calculation Basis

Detailed Financial Score

PER
6.22Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR
0.43Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE
7.65Industry Average 8.002.5Point

Below industry avg

Debt Ratio
1258.51Industry Average 100.000.0Point

12.6x industry avg (risky)

Trend 2023~20253.5 / 10 points
Revenue Growth Rate
0.5 / 3

Avg ▼3.0% (2-year basis)

Operating Profit Growth Rate
1.0 / 3

Avg ▲3.2% (2-year basis)

ROE Trend
2.0 / 4

Avg ROE 8.2% (declining, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (7%, downtrend)

Current 19,790Won52-week high 28,55052-week low 19,110
1-month return2.0Point

1m -2.51% (slight drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

2 totalPositive 0Neutral 2Negative 0
  • Neutral결산실적공시예고(안내공시)2026-10-19
  • Neutral주요사항보고서(상각형조건부자본증권발행결정)2026-10-02