기업은행

024110KOSPI

55.6 / 100

Reference Date: 2026-09-08

Financial Score21.0 / 40

News Sentiment15.6 / 25

Momentum9.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Roughly flat over the past month, and news sentiment is negative.

Company InformationBased on 2025 Annual Report

Business Overview

KEB Hana Bank, established in 1961, specializes in supporting SMEs through a diverse range of financial services, including deposits, loans, investment advisory, and more. As of 2025, it holds a 24.41% market share in SME loans with a total balance of 261.9 trillion KRW, maintaining healthy financial ratios. Looking ahead, the bank aims to enhance customer and societal value by accelerating digital transformation, AI integration, and ESG initiatives, positioning itself as the most trusted bank.

Number of Employees

13,507people

Average Salary

94.0M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.57Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

0.45Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE

7.65Industry Average 8.002.5Point

Below industry avg

Debt Ratio

1258.51Industry Average 100.000.0Point

12.6x industry avg (risky)

Trend 2023~20253.5 / 10 points

Revenue Growth Rate

0.5 / 3

Avg ▼3.0% (2-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲3.2% (2-year basis)

ROE Trend

2.0 / 4

Avg ROE 8.2% (declining, 3yr)

Detailed News Sentiment

80 totalPositive 19Neutral 33Negative 28Average Sentiment Score 62.4

Neutral
충남도, 중기은행·수출입은행 등 14곳 유치 추진
지역 기관 유치 계획 발표로 인한 간접적 영향 미미.
Neutral
진천·음성군, 2차 공공기관 혁신도시 유치 ‘원팀 공조’
지역 간 공공기관 유치 경쟁 소식이지만, 기업은행의 직접적인 영향은 제한적입니다.
Positive
공영홈쇼핑 협력기업, 기업은행서 대출할 때 금리 최대 4.3%P 감면
기업은행과 공영홈쇼핑의 협력으로 대출 금리 감면 혜택이 제공되어 기업은행의 고객 기반 확대 및 공영홈쇼핑의 자금 조달 용이성이 향상되었다.

Detailed Momentum

52-week position3.0Point

52w lower range (21%)

Current 20,900Won52-week high 28,55052-week low 18,790

1-month return3.0Point

1m 0.72% (flat)

Volume trend3.0Point

Volume flat

Detailed Disclosure

1 totalPositive 0Neutral 1Negative 0

Neutral반기보고서 (2026.06)2026-08-14