기업은행

024110KOSPI은행 및 저축기관

59.9 / 100

Reference Date: 2026-07-24

Financial Score21.5 / 40

News Sentiment16.4 / 25

Momentum10.0 / 20

Disclosure12.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but Revenue is on a declining trend. Slightly up 4.5% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

KEB Hana Bank, established in 1961, specializes in supporting SMEs through a diverse range of financial services, including deposits, loans, investment advisory, and more. As of 2025, it holds a 24.41% market share in SME loans with a total balance of 261.9 trillion KRW, maintaining healthy financial ratios. Looking ahead, the bank aims to enhance customer and societal value by accelerating digital transformation, AI integration, and ESG initiatives, positioning itself as the most trusted bank.

Number of Employees

13,507people

Average Salary

94.0M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.61Industry Average 20.788.0Point

Half of industry avg (excellent)

PBR

0.46Industry Average 0.534.0Point

In line with industry avg

ROE

7.65Industry Average 6.334.0Point

In line with industry avg

Debt Ratio

1258.51Industry Average 1139.042.0Point

Higher than industry avg (caution)

Trend 2023~20253.5 / 10 points

Revenue Growth Rate

0.5 / 3

Avg ▼3.0% (2-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲3.2% (2-year basis)

ROE Trend

2.0 / 4

Avg ROE 8.2% (declining, 3yr)

Detailed News Sentiment

79 totalPositive 33Neutral 30Negative 16Average Sentiment Score 65.8

Positive
'1년 수익률 140%' 잭팟 터진 곳이…퇴직연금 '반전 결과'
기업은행의 퇴직연금 운용 수익률이 증시 호황으로 인해 예상보다 높은 141%를 달성하며 긍정적인 성과를 보였다.
Neutral
아동·청소년 성장 돕는 플랫폼 '키즐링', 혁신 프리미어 1000 선정
키즐링의 혁신적인 AI 기반 플랫폼이 정부 지원 프로그램에 선정되었으나, 직접적인 영향은 제한적입니다.
Positive
프리아이디어, '혁신 프리미어 1000' 선정…AIoT 친환경 욕실 솔...
기업은행 관련 뉴스가 아닌 프리아이디어의 혁신적인 AIoT 기술 선정으로 인해 긍정적인 시장 반응 예상.

Detailed Momentum

52-week position3.0Point

52w lower range (24%)

Current 21,050Won52-week high 28,55052-week low 18,650

1-month return4.0Point

1m +4.47% (slight rise)

Volume trend3.0Point

Volume flat

Detailed Disclosure

5 totalPositive 1Neutral 4Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-07-21
Neutral결산실적공시예고(안내공시)2026-07-20
Positive현금ㆍ현물배당결정2026-07-13
Neutral지속가능경영보고서등관련사항(자율공시)2026-06-25
Neutral주요사항보고서(상각형조건부자본증권발행결정)2026-06-25