삼성카드

029780KOSPI기타 금융업

44.0 / 100

Reference Date: 2026-06-10

Financial Score14.5 / 40

News Sentiment15.6 / 25

Momentum4.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Declined 12.1% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Samsung Card, established in 1983, operates credit card services, installment leasing, and lifestyle convenience services with approximately 13.52 million members and 3.06 million merchants. In 2025, its personal credit card transaction volume reached 141.8 trillion won, a 9.1% increase from the previous year, and it has maintained the top position in customer satisfaction for 12 consecutive years.

Number of Employees

2,033people

Average Salary

146.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

7.49Industry Average 9.685.0Point

In line with industry avg

PBR

0.59Industry Average 0.462.5Point

Higher than industry avg (caution)

ROE

7.45Industry Average 5.414.0Point

In line with industry avg

Debt Ratio

263.01Industry Average 16.690.0Point

15.8x industry avg (risky)

Trend 2023~20253.0 / 10 points

Revenue Growth Rate

0.0 / 3

Avg ▼18.4% (2-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲2.9% (2-year basis)

ROE Trend

2.0 / 4

Avg ROE 7.7% (declining, 3yr)

Detailed News Sentiment

55 totalPositive 14Neutral 29Negative 12Average Sentiment Score 62.2

Negative
스타벅스 '탱크데이' 후폭풍에 제휴카드 직격탄…우리카드 발급 88% '...
스타벅스의 '탱크데이' 이벤트로 인해 삼성카드 발급이 급감하고 해지 건수 증가로 인해 부정적 영향이 예상됨.
Negative
[단독]스타벅스 불매운동 여파에 제휴카드 발급 88% 급감
스타벅스 불매운동으로 삼성카드의 제휴카드 발급률이 크게 감소하고 해지율이 증가하여 부정적 영향이 예상됩니다.
Neutral
삼국지 뺨치는 코인 ‘합종연횡’…거래소·금융사·대기업 주도권 쟁...
The news discusses broader trends in cryptocurrency alliances without direct impact on Samsung Card's stock performance.

Detailed Momentum

52-week position1.0Point

Near 52w low (0%, downtrend)

Current 45,350Won52-week high 67,40052-week low 45,350

1-month return1.0Point

1m -12.11% (falling)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

20 totalPositive 0Neutral 20Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-09
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-09
Neutral최대주주등소유주식변동신고서2026-06-09
Neutral풍문또는보도에대한해명(미확정)2026-06-05
Neutral증권발행실적보고서2026-06-05