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NICE평가정보

030190KOSPI

75.4 / 100

Reference Date: 2026-09-08

Financial Score30.5 / 40
News Sentiment17.9 / 25
Momentum17.0 / 20
Disclosure10.0 / 15
AI Analysis: the debt ratio is very low with excellent financial health but PBR raises overvaluation concerns. Rose 8.1% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

NICE Credit Information provides personal and corporate credit information services, asset management, and big data analytics, operating with the largest credit information database in South Korea. Following the acquisition of a personal credit information management license in 2021, the company has expanded its business across the financial infrastructure sector in line with the growth of the myData industry.

Number of Employees

770people

Average Salary

92.9M KRW

Score Calculation Basis

Detailed Financial Score

PER
12.39Industry Average 15.005.0Point

In line with industry avg

PBR
2.03Industry Average 1.201.0Point

1.7x industry avg (risky)

ROE
17.62Industry Average 8.007.0Point

2.2x industry avg (excellent)

Debt Ratio
5.86Industry Average 100.008.0Point

Half of industry avg (excellent)

Trend 2023~20259.5 / 10 points
Revenue Growth Rate
2.5 / 3

Avg ▲11.3% (2-year basis)

Operating Profit Growth Rate
3.0 / 3

Avg ▲26.6% (2-year basis)

ROE Trend
4.0 / 4

Avg ROE 17.6% (improving, 3yr)

Detailed News Sentiment

25 totalPositive 15Neutral 6Negative 4Average Sentiment Score 71.6

Detailed Momentum

52-week position6.0Point

52w upper range (63%)

Current 16,320Won52-week high 18,20052-week low 13,060
1-month return5.0Point

1m +8.08% (rising)

Volume trend6.0Point

Volume surge

Detailed Disclosure

1 totalPositive 0Neutral 1Negative 0
  • Neutral반기보고서 (2026.06)2026-08-13