AI주식인사이트AI Stock Insight
C

서울보증보험

031210KOSPI

54.5 / 100

Reference Date: 2026-10-23

Financial Score26.0 / 40
News Sentiment12.5 / 25
Momentum6.0 / 20
Disclosure10.0 / 15
AI Analysis: PBR is significantly undervalued vs. peers and PER is significantly undervalued vs. peers is also solid. Slightly down 2.1% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Seoul Guarantee Insurance, established in 1969 and rebranded in 1998 after merging with Korea Guarantee Insurance, is South Korea's sole comprehensive guarantee insurance company. It drives financial development by promoting credit transactions through guarantee and reinsurance businesses. In 2025, it achieved 23.132 trillion KRW in insurance operating revenue, maintained a K-ICS solvency ratio of 397.4%, and is advancing its 'WITH SGI' vision to ensure customer-centric management and long-term sustainability.

Number of Employees

1,547people

Average Salary

120.0M KRW

Score Calculation Basis

Detailed Financial Score

PER
10.85Industry Average 15.006.5Point

Lower than industry avg (good)

PBR
0.56Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE
5.18Industry Average 8.002.5Point

Below industry avg

Debt Ratio
81.11Industry Average 100.004.0Point

In line with industry avg

Trend 6.0 / 10 points
Revenue Growth Rate
1.5 / 3

Operating Profit Growth Rate
1.5 / 3

ROE Trend
3.0 / 4

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (7%, downtrend)

Current 41,700Won52-week high 62,00052-week low 40,100
1-month return2.0Point

1m -2.11% (slight drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

0 totalPositive 0Neutral 0Negative 0