서울보증보험

031210KOSPI보험업

59.7 / 100

Reference Date: 2026-04-13

Financial Score23.5 / 40

News Sentiment12.2 / 25

Momentum12.0 / 20

Disclosure12.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health and PBR is undervalued vs. peers is also solid. Declined 14.6% over the past month, and news sentiment is negative.

Company InformationBased on 2025 Annual Report

Business Overview

Seoul Guarantee Insurance, established in 1969 and rebranded in 1998 after merging with Korea Guarantee Insurance, is South Korea's sole comprehensive guarantee insurance company. It drives financial development by promoting credit transactions through guarantee and reinsurance businesses. In 2025, it achieved 23.132 trillion KRW in insurance operating revenue, maintained a K-ICS solvency ratio of 397.4%, and is advancing its 'WITH SGI' vision to ensure customer-centric management and long-term sustainability.

Number of Employees

1,547people

Average Salary

120.0M KRW

Score Calculation Basis

Detailed Financial Score

PER

12.49Industry Average 9.853.0Point

Higher than industry avg (caution)

PBR

0.65Industry Average 0.684.0Point

In line with industry avg

ROE

5.18Industry Average 7.292.5Point

Below industry avg

Debt Ratio

81.11Industry Average 877.798.0Point

Half of industry avg (excellent)

Trend 6.0 / 10 points

Revenue Growth Rate

1.5 / 3

Operating Profit Growth Rate

1.5 / 3

ROE Trend

3.0 / 4

Detailed News Sentiment

33 totalPositive 2Neutral 23Negative 3Average Sentiment Score 48.8

Detailed Momentum

52-week position5.0Point

52w mid range (53%)

Current 48,000Won52-week high 62,00052-week low 31,800

1-month return1.0Point

1m -14.59% (falling)

Volume trend6.0Point

Volume surge

Detailed Disclosure

7 totalPositive 1Neutral 6Negative 0

Neutral주식등의대량보유상황보고서(일반)2026-04-01
Neutral최대주주등소유주식변동신고서2026-04-01
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-04-01
Neutral정기주주총회결과2026-03-31
Positive기업가치제고계획(자율공시) (고배당기업 표시를 위한 재공시)2026-03-31