AI주식인사이트AI Stock Insight
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서울보증보험

031210KOSPI보험업

55.0 / 100

Reference Date: 2026-06-10

Financial Score23.5 / 40
News Sentiment14.6 / 25
Momentum7.0 / 20
Disclosure10.0 / 15
AI Analysis: the debt ratio is very low with excellent financial health and PBR is undervalued vs. peers is also solid. Slightly down 4.7% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Seoul Guarantee Insurance, established in 1969 and rebranded in 1998 after merging with Korea Guarantee Insurance, is South Korea's sole comprehensive guarantee insurance company. It drives financial development by promoting credit transactions through guarantee and reinsurance businesses. In 2025, it achieved 23.132 trillion KRW in insurance operating revenue, maintained a K-ICS solvency ratio of 397.4%, and is advancing its 'WITH SGI' vision to ensure customer-centric management and long-term sustainability.

Number of Employees

1,547people

Average Salary

120.0M KRW

Score Calculation Basis

Detailed Financial Score

PER
11.52Industry Average 9.733.0Point

Higher than industry avg (caution)

PBR
0.60Industry Average 0.694.0Point

In line with industry avg

ROE
5.18Industry Average 7.292.5Point

Below industry avg

Debt Ratio
81.11Industry Average 877.798.0Point

Half of industry avg (excellent)

Trend 6.0 / 10 points
Revenue Growth Rate
1.5 / 3

Operating Profit Growth Rate
1.5 / 3

ROE Trend
3.0 / 4

Detailed News Sentiment

28 totalPositive 6Neutral 18Negative 4Average Sentiment Score 58.2

Detailed Momentum

52-week position3.0Point

52w lower range (26%)

Current 44,300Won52-week high 62,00052-week low 37,900
1-month return2.0Point

1m -4.73% (slight drop)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

1 totalPositive 0Neutral 1Negative 0
  • Neutral분기보고서 (2026.03)2026-05-15