AI주식인사이트AI Stock Insight
C

삼성생명

032830KOSPI

46.5 / 100

Reference Date: 2026-10-23

Financial Score18.0 / 40
News Sentiment12.5 / 25
Momentum6.0 / 20
Disclosure10.0 / 15
AI Analysis: PBR is significantly undervalued vs. peers but the high debt ratio poses financial risk. Plunged 15.6% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Samsung Life, a top-tier life insurance company in South Korea since the 1960s, offers a wide range of insurance and pension products to individual and corporate customers, managing 20.26 million insurance contracts as of December 2025. Total premium income reached 267.342 trillion won, with an asset management rate of 98.09%. Subsidiaries Samsung Card and Samsung Asset Management operate in credit card and asset management sectors, with Samsung Asset Management holding 22.7% market share in asset management as of December 2025.

Number of Employees

5,124people

Average Salary

154.7M KRW

Score Calculation Basis

Detailed Financial Score

PER
19.62Industry Average 15.003.0Point

Higher than industry avg (caution)

PBR
0.74Industry Average 1.205.5Point

Lower than industry avg (good)

ROE
4.76Industry Average 8.002.5Point

Below industry avg

Debt Ratio
440.89Industry Average 100.000.0Point

4.4x industry avg (risky)

Trend 2023~20257.0 / 10 points
Revenue Growth Rate
3.0 / 3

Avg ▲149.8% (2-year basis)

Operating Profit Growth Rate
1.0 / 3

Avg ▲3.7% (2-year basis)

ROE Trend
3.0 / 4

Avg ROE 5.1% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position3.0Point

52w lower range (27%)

Current 240,500Won52-week high 497,00052-week low 144,800
1-month return0.0Point

1m -15.61% (strong drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

5 totalPositive 0Neutral 5Negative 0
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