삼성생명

032830KOSPI보험업

55.9 / 100

Reference Date: 2026-04-13

Financial Score18.5 / 40

News Sentiment12.4 / 25

Momentum15.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health but Operating Profit metrics are weak. Rose 8.6% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Samsung Life, a top-tier life insurance company in South Korea since the 1960s, offers a wide range of insurance and pension products to individual and corporate customers, managing 20.26 million insurance contracts as of December 2025. Total premium income reached 267.342 trillion won, with an asset management rate of 98.09%. Subsidiaries Samsung Card and Samsung Asset Management operate in credit card and asset management sectors, with Samsung Asset Management holding 22.7% market share in asset management as of December 2025.

Number of Employees

5,124people

Average Salary

154.7M KRW

Score Calculation Basis

Detailed Financial Score

PER

19.13Industry Average 9.851.5Point

1.9x industry avg (risky)

PBR

0.72Industry Average 0.682.5Point

Higher than industry avg (caution)

ROE

4.76Industry Average 7.292.5Point

Below industry avg

Debt Ratio

440.89Industry Average 877.795.0Point

Lower than industry avg (good)

Trend 2023~20257.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲149.8% (2-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲3.7% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 5.1% (improving, 3yr)

Detailed News Sentiment

38 totalPositive 9Neutral 22Negative 2Average Sentiment Score 49.7

Detailed Momentum

52-week position8.0Point

Near 52w high (93%, uptrend)

Current 234,500Won52-week high 246,00052-week low 78,600

1-month return5.0Point

1m +8.56% (rising)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

7 totalPositive 0Neutral 7Negative 0

Neutral[기재정정]사업보고서 (2025.12)2026-03-31
Neutral특수관계인과의수익증권거래2026-03-23
Neutral[기재정정]타법인주식및출자증권처분결정2026-03-20
Neutral사외이사의선임ㆍ해임또는중도퇴임에관한신고2026-03-19
Neutral기업가치제고계획(자율공시)2026-03-19