삼성생명

032830KOSPI보험업

51.0 / 100

Reference Date: 2026-07-24

Financial Score17.0 / 40

News Sentiment16.0 / 25

Momentum8.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health but PER raises overvaluation concerns. Plunged 23.9% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Samsung Life, a top-tier life insurance company in South Korea since the 1960s, offers a wide range of insurance and pension products to individual and corporate customers, managing 20.26 million insurance contracts as of December 2025. Total premium income reached 267.342 trillion won, with an asset management rate of 98.09%. Subsidiaries Samsung Card and Samsung Asset Management operate in credit card and asset management sectors, with Samsung Asset Management holding 22.7% market share in asset management as of December 2025.

Number of Employees

5,124people

Average Salary

154.7M KRW

Score Calculation Basis

Detailed Financial Score

PER

26.88Industry Average 9.530.0Point

2.8x industry avg (risky)

PBR

1.02Industry Average 0.692.5Point

Higher than industry avg (caution)

ROE

4.76Industry Average 7.292.5Point

Below industry avg

Debt Ratio

440.89Industry Average 877.795.0Point

Lower than industry avg (good)

Trend 2023~20257.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲149.8% (2-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲3.7% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 5.1% (improving, 3yr)

Detailed News Sentiment

50 totalPositive 14Neutral 24Negative 12Average Sentiment Score 64

Positive
[오늘증시]코스피 4% 급등해 7090선 마감…코스닥도 5% 올라
코스피의 급등으로 삼성생명을 포함한 관련 주식들의 긍정적인 시장 분위기가 형성되었다.
Negative
증권사에 고객 뺏긴 보험사…퇴직연금 점유율 20% 붕괴
삼성생명의 퇴직연금 시장 점유율이 하락하며 경쟁사에 고객을 잃는 위기에 직면했다.
Positive
알파벳 투자 확대에 반도체株 ‘환호’…코스피 4.4% 급등, 7090선...
알파벳의 AI 투자 확대와 반도체 주식 강세로 코스피가 급등하며 삼성생명을 포함한 관련 주식들에 긍정적 영향을 미쳤다.

Detailed Momentum

52-week position5.0Point

52w mid range (55%)

Current 329,500Won52-week high 497,00052-week low 119,700

1-month return0.0Point

1m -23.90% (strong drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

9 totalPositive 0Neutral 9Negative 0

Neutral계열금융회사의약관에의한금융거래-[유가증권-채권]2026-07-14
Neutral계열금융회사의약관에의한금융거래-[유가증권-수익증권]2026-07-14
Neutral계열금융회사의약관에의한금융거래-[보험]2026-07-14
Neutral특수관계인에대한부동산임대2026-06-30
Neutral특수관계인에대한증여2026-06-30