삼성생명

032830KOSPI보험업

59.1 / 100

Reference Date: 2026-06-10

Financial Score15.5 / 40

News Sentiment16.6 / 25

Momentum17.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health but PER raises overvaluation concerns. Surged 31.0% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Samsung Life, a top-tier life insurance company in South Korea since the 1960s, offers a wide range of insurance and pension products to individual and corporate customers, managing 20.26 million insurance contracts as of December 2025. Total premium income reached 267.342 trillion won, with an asset management rate of 98.09%. Subsidiaries Samsung Card and Samsung Asset Management operate in credit card and asset management sectors, with Samsung Asset Management holding 22.7% market share in asset management as of December 2025.

Number of Employees

5,124people

Average Salary

154.7M KRW

Score Calculation Basis

Detailed Financial Score

PER

32.06Industry Average 9.730.0Point

3.3x industry avg (risky)

PBR

1.21Industry Average 0.691.0Point

1.8x industry avg (risky)

ROE

4.76Industry Average 7.292.5Point

Below industry avg

Debt Ratio

440.89Industry Average 877.795.0Point

Lower than industry avg (good)

Trend 2023~20257.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲149.8% (2-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲3.7% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 5.1% (improving, 3yr)

Detailed News Sentiment

52 totalPositive 20Neutral 22Negative 10Average Sentiment Score 66.3

Positive
'검은 월요일' 딛고 코스피 8000선 회복…32만전자·220만닉스 복...
코스피의 급격한 회복으로 삼성생명을 포함한 관련 주식들의 긍정적인 시장 분위기가 형성되었다.
Positive
코스피, 8% 급등해 '8천피' 회복…역대 최대 상승폭(종합)
코스피의 급등으로 삼성생명을 포함한 금융주들이 전반적으로 상승, 삼성생명도 간접적인 긍정적 영향을 받음.
Negative
하루 새 553조 원 증발… '검은 월요일'에 기관 떠나자 코스피 휘청
코스피 하락으로 삼성생명 포함 주요 금융주들의 주가가 큰 폭 하락, 시장 불안 증가.

Detailed Momentum

52-week position6.0Point

52w upper range (76%)

Current 393,000Won52-week high 480,00052-week low 116,200

1-month return6.0Point

1m +31.00% (strong rise)

Volume trend5.0Point

Volume flat

Detailed Disclosure

5 totalPositive 0Neutral 5Negative 0

Neutral특수관계인과의수익증권거래2026-06-02
Neutral대규모기업집단현황공시[연1회공시및1/4분기용(개별회사)]2026-06-01
Neutral주식등의대량보유상황보고서(일반)2026-05-22
Neutral분기보고서 (2026.03)2026-05-15
Neutral연결재무제표기준영업(잠정)실적(공정공시)2026-05-14