B
고려신용정보
049720KOSDAQ56.0 / 100
Reference Date: 2026-09-08
Financial Score29.5 / 40
News Sentiment12.5 / 25
Momentum4.0 / 20
Disclosure10.0 / 15
AI Analysis: the debt ratio is very low with excellent financial health but PBR raises overvaluation concerns. Slightly down 2.7% over the past month, with no recent news.
Company InformationBased on 2025 Annual Report
Business Overview
Korea Credit Information operates primarily in credit collection, credit investigation, complaint handling, and asset management, reporting revenue of 171,309 million won in 2024. Despite economic challenges from high inflation and interest rates, the company strengthened its market leadership through advanced customer management systems and human resource investments.
Number of Employees
824people
Average Salary
44.4M KRW
Score Calculation Basis
Detailed Financial Score
PER
9.57Industry Average 15.006.5Point
Lower than industry avg (good)
PBR
2.07Industry Average 1.201.0Point
1.7x industry avg (risky)
ROE
22.89Industry Average 8.007.0Point
2.9x industry avg (excellent)
Debt Ratio
19.38Industry Average 100.008.0Point
Half of industry avg (excellent)
Trend 2023~20257.0 / 10 points
Revenue Growth Rate
2.0 / 3
Avg ▲6.1% (2-year basis)
Operating Profit Growth Rate
2.5 / 3
Avg ▲13.2% (2-year basis)
ROE Trend
2.5 / 4
Avg ROE 25.8% (declining, 3yr)
Detailed News Sentiment
0 totalPositive 0Neutral 0Negative 0
Detailed Momentum
52-week position1.0Point
Near 52w low (1%, downtrend)
Current 9,100Won52-week high 11,23052-week low 9,060
1-month return2.0Point
1m -2.67% (slight drop)
Volume trend1.0Point
Volume decreasing
Detailed Disclosure
1 totalPositive 0Neutral 1Negative 0
- Neutral반기보고서 (2026.06)2026-08-14