코나아이

052400KOSDAQ

68.3 / 100

Reference Date: 2026-09-08

Financial Score33.0 / 40

News Sentiment21.3 / 25

Momentum4.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health but PBR raises overvaluation concerns. Declined 9.5% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Konai focuses on smart card (DID) and platform businesses, securing stable revenue and growth drivers globally. The smart card business, based on chip operating system (COS) technology, supplies products to over 90 countries, while the platform business offers services like regional currency, Konacard, and Konabiz through EMV-compliant payment infrastructure.

Number of Employees

383people

Average Salary

66.5M KRW

Score Calculation Basis

Detailed Financial Score

PER

7.24Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

2.11Industry Average 1.201.0Point

1.8x industry avg (risky)

ROE

32.72Industry Average 8.007.0Point

4.1x industry avg (excellent)

Debt Ratio

2.44Industry Average 100.008.0Point

Half of industry avg (excellent)

Trend 2023~20259.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.6% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲82.6% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 22.4% (improving, 3yr)

Detailed News Sentiment

5 totalPositive 5Neutral 0Negative 0Average Sentiment Score 85

Positive
[단독] "메탈 소재 카드시장서…롤렉스같은 명품 될 것"
코나아이의 미국 공장 인수로 명품 카드 시장 진출 전망이 밝아져 긍정적인 투자 전망을 제공합니다.
Positive
코나아이, 강원 8개 시군서 NH포인트 지역화폐 전환 서비스 오픈
코나아이의 NH포인트 지역화폐 전환 서비스 확대는 강원도 지역 고객 기반 확대에 기여하여 긍정적 영향을 미칠 것으로 예상됩니다.
Positive
코나아이, 미국 카드시장 본격 공략…美 PSC 100% 인수
코나아이의 Protec Secure Card 인수로 미국 시장 진출이 가속화되어 긍정적인 성장 전망이 기대된다.

Detailed Momentum

52-week position1.0Point

Near 52w low (5%, downtrend)

Current 37,450Won52-week high 71,10052-week low 35,450

1-month return1.0Point

1m -9.54% (falling)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

3 totalPositive 0Neutral 3Negative 0

Neutral타법인주식및출자증권취득결정2026-08-31
Neutral반기보고서 (2026.06)2026-08-13
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-08-10