코나아이

052400KOSDAQ소프트웨어 개발 및 공급업

70.3 / 100

Reference Date: 2026-07-24

Financial Score29.0 / 40

News Sentiment21.3 / 25

Momentum5.0 / 20

Disclosure15.0 / 15

AI Analysis: ROE significantly exceeds the industry average but PBR raises overvaluation concerns. Slightly up 1.7% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Konai focuses on smart card (DID) and platform businesses, securing stable revenue and growth drivers globally. The smart card business, based on chip operating system (COS) technology, supplies products to over 90 countries, while the platform business offers services like regional currency, Konacard, and Konabiz through EMV-compliant payment infrastructure.

Number of Employees

383people

Average Salary

66.5M KRW

Score Calculation Basis

Detailed Financial Score

PER

7.99Industry Average 12.286.5Point

Lower than industry avg (good)

PBR

2.34Industry Average 0.890.0Point

2.6x industry avg (risky)

ROE

32.72Industry Average 1.107.0Point

29.7x industry avg (excellent)

Debt Ratio

2.44Industry Average 7.936.5Point

Half of industry avg (excellent)

Trend 2023~20259.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.6% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲82.6% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 22.4% (improving, 3yr)

Detailed News Sentiment

10 totalPositive 10Neutral 0Negative 0Average Sentiment Score 85

Positive
코나아이, '몽키트래블제로카드' 출시… 여행 시작 전부터 혜택 누린.....
코나아이의 '몽키트래블제로카드' 출시로 여행 전 과정에서의 혜택 확대와 가맹점 수수료 절감이 예상되어 긍정적인 시장 반응을 기대할 수 있다.
Positive
"여행객 주목"....코나아이, ‘몽키트래블제로카드’ 출시
코나아이의 '몽키트래블제로카드' 출시로 여행 관련 혜택이 확대되어 고객 편의성이 크게 향상되었다.
Positive
코나아이, 인천e음에 KB포인트리 전환 도입…"지역화폐 생태계 확대"
코나아이의 KB포인트리 인천e음 전환 도입으로 지역화폐 활용도 증가 및 상생 금융 생태계 확장 기대.

Detailed Momentum

52-week position1.0Point

Near 52w low (7%, downtrend)

Current 41,350Won52-week high 71,10052-week low 39,050

1-month return3.0Point

1m 1.72% (flat)

Volume trend1.0Point

Volume decreasing

Detailed Disclosure

6 totalPositive 4Neutral 2Negative 0

Positive자기주식취득결과보고서2026-07-16
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-07-15
Positive중간(분기)배당을위한주주명부폐쇄(기준일)결정2026-07-01
Positive현금ㆍ현물배당결정 (분기배당)2026-07-01
Neutral주식등의대량보유상황보고서(약식)2026-07-01