신한지주

055550KOSPI기타 금융업

66.4 / 100

Reference Date: 2026-07-24

Financial Score19.5 / 40

News Sentiment15.9 / 25

Momentum16.0 / 20

Disclosure15.0 / 15

AI Analysis: the debt ratio is low with sound financial health but Revenue metrics are weak. Rose 8.5% over the past month, and news sentiment is negative.

Company InformationBased on 2025 Annual Report

Business Overview

Shinhan Financial Group is a financial holding company established in 2001, operating diverse financial services through subsidiaries such as Shinhan Bank, Shinhan Card, and Shinhan Investment Securities. In 2025, its consolidated net profit reached 49.7 trillion won, a 11.7% increase from the previous year. The company pursues growth strategies centered on its mission of 'warm financial services for the future,' aiming to create shared value for customers and society.

Number of Employees

195people

Average Salary

178.0M KRW

Score Calculation Basis

Detailed Financial Score

PER

10.58Industry Average 7.533.0Point

Higher than industry avg (caution)

PBR

0.82Industry Average 0.824.0Point

In line with industry avg

ROE

8.53Industry Average 8.902.5Point

Below industry avg

Debt Ratio

1201.94Industry Average 1206.844.0Point

In line with industry avg

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲4.4% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲7.3% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 8.2% (improving, 3yr)

Detailed News Sentiment

65 totalPositive 14Neutral 21Negative 30Average Sentiment Score 63.5

Positive
2분기 한국경제, 고유가에도 0.6% 성장…금리 추가인상 전망
신한지주는 한국 경제의 반도체 수출 호황과 실질 구매력 상승에 힘입어 긍정적인 시장 환경 속에서 성장 가능성이 높아졌다.
Negative
중기 연체율 1%에 금리 인상까지…5대 은행 '건전성 부담' 커지나
중기 연체율 상승과 금리 인상으로 인해 신한지주의 은행권 건전성 부담이 증가하고 있다.
Positive
성장률·소득 모두 뛰었다… “연 3% 성장 가능성”
신한지주가 반도체 수출과 투자 증가로 인해 성장률과 GDI 모두 상승하며 긍정적인 경제 전망을 반영하고 있다.

Detailed Momentum

52-week position8.0Point

Near 52w high (88%, uptrend)

Current 103,800Won52-week high 109,20052-week low 64,000

1-month return5.0Point

1m +8.46% (rising)

Volume trend3.0Point

Volume flat

Detailed Disclosure

20 totalPositive 3Neutral 17Negative 0

Positive주요사항보고서(자기주식취득결정)2026-07-23
Neutral일괄신고추가서류2026-07-23
Neutral투자설명서(일괄신고)2026-07-23
Neutral주식소각결정2026-07-23
Neutral연결재무제표기준영업(잠정)실적(공정공시)2026-07-23