미래에셋생명

085620KOSPI보험업

45.1 / 100

Reference Date: 2026-07-24

Financial Score13.0 / 40

News Sentiment18.1 / 25

Momentum4.0 / 20

Disclosure10.0 / 15

AI Analysis: Revenue metrics are weak, ROE is below the industry average. Plunged 17.6% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Mirae Asset Life Insurance, established in 1988 and renamed in 2005, operates in the life insurance sector. As of 2024, it achieved cumulative premium income of 43.42 trillion KRW, managed 192.51 trillion KRW in assets with a 94.67% utilization rate, and holds 77% of its contracts in death insurance.

Number of Employees

793people

Average Salary

109.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

16.89Industry Average 9.531.5Point

1.8x industry avg (risky)

PBR

0.90Industry Average 0.692.5Point

Higher than industry avg (caution)

ROE

5.22Industry Average 7.292.5Point

Below industry avg

Debt Ratio

1244.75Industry Average 877.792.0Point

Higher than industry avg (caution)

Trend 2023~20254.5 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲1.5% (2-year basis)

Operating Profit Growth Rate

2.5 / 3

Avg ▲15.7% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 4.5% (improving, 3yr)

Detailed News Sentiment

20 totalPositive 13Neutral 6Negative 1Average Sentiment Score 72.2

Positive
투자·상속 한번에… 미래에셋 변액보험 보장 강화
미래에셋생명의 새로운 변액보험 상품 출시로 자산관리형 보험 시장에서의 경쟁력 강화가 예상된다.
Positive
AI는 반도체, 변동성은 분산으로…미래에셋생명 투자전략 제시
미래에셋생명이 AI 인프라 투자 확대와 자산 분산 전략을 통해 긍정적인 투자 방향을 제시함.
Negative
증시는 뛰었는데 변액보험은 '찬바람'…생보사 판매 35% 급감
미래에셋생명의 변액보험 판매가 35% 급감하여 주가 상승에도 불구하고 실적에 부정적 영향을 받고 있다.

Detailed Momentum

52-week position3.0Point

52w lower range (34%)

Current 16,340Won52-week high 34,55052-week low 6,730

1-month return0.0Point

1m -17.56% (strong drop)

Volume trend1.0Point

Volume dry-up

Detailed Disclosure

8 totalPositive 0Neutral 8Negative 0

Neutral[기재정정]사업보고서 (2025.12)2026-07-21
Neutral계열금융회사의약관에의한금융거래-[기타유가증권]2026-07-14
Neutral계열금융회사의약관에의한금융거래-[유가증권-수익증권]2026-07-14
Neutral지속가능경영보고서등관련사항(자율공시)2026-06-30
Neutral[기재정정]특수관계인과의수익증권거래2026-06-26