B

한화생명

088350KOSPI보험업

59.7 / 100

Reference Date: 2026-06-10

Financial Score24.5 / 40
News Sentiment16.2 / 25
Momentum9.0 / 20
Disclosure10.0 / 15
AI Analysis: PBR is significantly undervalued vs. peers but Operating Profit metrics are weak. Slightly up 1.7% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Hanwha Life operates in life insurance, property & casualty insurance, asset management, and financial investment, achieving a net income of 31.33 billion KRW in 2025. It maintains a strong credit rating of AAA domestically and A1/A+ globally, and has received an A rating in ESG evaluations for six consecutive years. The company also achieves stable growth in overseas markets such as Vietnam and Indonesia.

Number of Employees

2,794people

Average Salary

117.1M KRW

Score Calculation Basis

Detailed Financial Score

PER
5.20Industry Average 9.736.5Point

Lower than industry avg (good)

PBR
0.26Industry Average 0.697.0Point

Half of industry avg (excellent)

ROE
5.41Industry Average 7.292.5Point

Below industry avg

Debt Ratio
974.00Industry Average 877.792.0Point

Higher than industry avg (caution)

Trend 2023~20256.5 / 10 points
Revenue Growth Rate
2.5 / 3

Avg ▲11.6% (1-year basis)

Operating Profit Growth Rate
1.0 / 3

Avg ▲4.2% (2-year basis)

ROE Trend
3.0 / 4

Avg ROE 5.3% (improving, 3yr)

Detailed News Sentiment

67 totalPositive 29Neutral 31Negative 7Average Sentiment Score 64.9

Detailed Momentum

52-week position5.0Point

52w mid range (56%)

Current 5,010Won52-week high 6,60052-week low 2,940
1-month return3.0Point

1m 1.73% (flat)

Volume trend1.0Point

Volume dry-up

Detailed Disclosure

5 totalPositive 0Neutral 5Negative 0
  • Neutral대규모기업집단현황공시[연1회공시및1/4분기용(개별회사)]2026-05-29
  • Neutral[기재정정]분기보고서 (2026.03)2026-05-29
  • Neutral분기보고서 (2026.03)2026-05-14
  • Neutral연결재무제표기준영업(잠정)실적(공정공시)2026-05-12
  • Neutral영업(잠정)실적(공정공시)2026-05-12