한화생명

088350KOSPI

54.5 / 100

Reference Date: 2026-10-23

Financial Score24.0 / 40

News Sentiment12.5 / 25

Momentum6.0 / 20

Disclosure12.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but the high debt ratio poses financial risk. Plunged 30.8% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Hanwha Life operates in life insurance, property & casualty insurance, asset management, and financial investment, achieving a net income of 31.33 billion KRW in 2025. It maintains a strong credit rating of AAA domestically and A1/A+ globally, and has received an A rating in ESG evaluations for six consecutive years. The company also achieves stable growth in overseas markets such as Vietnam and Indonesia.

Number of Employees

2,794people

Average Salary

117.1M KRW

Score Calculation Basis

Detailed Financial Score

PER

4.22Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

0.21Industry Average 1.207.0Point

Half of industry avg (excellent)

ROE

5.41Industry Average 8.002.5Point

Below industry avg

Debt Ratio

974.00Industry Average 100.000.0Point

9.7x industry avg (risky)

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲11.6% (1-year basis)

Operating Profit Growth Rate

1.0 / 3

Avg ▲4.2% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 5.3% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position3.0Point

52w lower range (30%)

Current 4,065Won52-week high 6,60052-week low 2,940

1-month return0.0Point

1m -30.75% (strong drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

12 totalPositive 1Neutral 11Negative 0

Neutral투자판단관련주요경영사항2026-10-20
Neutral특수관계인에대한채권매도2026-10-20
Neutral계열금융회사의약관에의한금융거래-[유가증권-수익증권]2026-10-16
Neutral계열금융회사의약관에의한금융거래-[보험]2026-10-16
Neutral계열금융회사의약관에의한금융거래-[유가증권-채권]2026-10-16