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이크레더블

092130KOSDAQ기타 정보 서비스업

59.0 / 100

Reference Date: 2026-04-13

Financial Score30.5 / 40
News Sentiment12.5 / 25
Momentum6.0 / 20
Disclosure10.0 / 15
AI Analysis: the debt ratio is very low with excellent financial health and ROE significantly exceeds the industry average is also solid. Slightly down 1.1% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Ecreadible operates under the Credit Information Utilization and Protection Act, offering services such as credit certification, business information lookup, and B2B payment platforms. Its core business includes electronic credit certification, which accounts for approximately 65% of revenue, and the Witherspool service, which was integrated into the 'Business Information Inquiry' service on the company's website in March 2026.

Number of Employees

209people

Average Salary

69.0M KRW

Score Calculation Basis

Detailed Financial Score

PER
14.01Industry Average 12.063.0Point

Higher than industry avg (caution)

PBR
Industry Average 1.003.5Point
ROE
28.09Industry Average 11.247.0Point

2.5x industry avg (excellent)

Debt Ratio
0.31Industry Average 4.298.0Point

Half of industry avg (excellent)

Trend 2023~20259.0 / 10 points
Revenue Growth Rate
2.5 / 3

Avg ▲10.3% (2-year basis)

Operating Profit Growth Rate
2.5 / 3

Avg ▲11.4% (2-year basis)

ROE Trend
4.0 / 4

Avg ROE 27.0% (improving, 3yr)

Detailed News Sentiment

2 totalPositive 0Neutral 1Negative 0Average Sentiment Score 50

Detailed Momentum

52-week position1.0Point

Near 52w low (19%, downtrend)

Current 14,980Won52-week high 18,33052-week low 14,160
1-month return3.0Point

1m -1.12% (flat)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0
  • Neutral사외이사의선임ㆍ해임또는중도퇴임에관한신고2026-03-26
  • Neutral정기주주총회결과2026-03-26
  • Neutral[기재정정]분기보고서 (2025.09)2026-03-18
  • Neutral사업보고서 (2025.12)2026-03-18