이크레더블

092130KOSDAQ

63.0 / 100

Reference Date: 2026-10-23

Financial Score32.5 / 40

News Sentiment12.5 / 25

Momentum8.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health and ROE significantly exceeds the industry average is also solid. Slightly down 2.7% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Ecreadible operates under the Credit Information Utilization and Protection Act, offering services such as credit certification, business information lookup, and B2B payment platforms. Its core business includes electronic credit certification, which accounts for approximately 65% of revenue, and the Witherspool service, which was integrated into the 'Business Information Inquiry' service on the company's website in March 2026.

Number of Employees

209people

Average Salary

69.0M KRW

Score Calculation Basis

Detailed Financial Score

PER

13.03Industry Average 15.005.0Point

In line with industry avg

PBR

—Industry Average 1.203.5Point

ROE

28.09Industry Average 8.007.0Point

3.5x industry avg (excellent)

Debt Ratio

0.31Industry Average 100.008.0Point

Half of industry avg (excellent)

Trend 2023~20259.0 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲10.3% (2-year basis)

Operating Profit Growth Rate

2.5 / 3

Avg ▲11.4% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 27.0% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (7%, downtrend)

Current 13,930Won52-week high 18,33052-week low 13,580

1-month return2.0Point

1m -2.72% (slight drop)

Volume trend5.0Point

Volume increasing

Detailed Disclosure

0 totalPositive 0Neutral 0Negative 0