KB금융

105560KOSPI기타 금융업

57.3 / 100

Reference Date: 2026-06-10

Financial Score18.0 / 40

News Sentiment16.3 / 25

Momentum13.0 / 20

Disclosure10.0 / 15

AI Analysis: ROE is above the industry average but Revenue metrics are weak. Slightly down 4.0% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

KB Financial is a pure holding company that operates a diversified portfolio across banking, securities, insurance, and other financial sectors, leading the market through its subsidiaries. In 2025, it achieved a net profit of 5.8 trillion won by focusing on digital innovation, ESG management, and capital efficiency. For 2026, it plans to expand into high-growth areas and adopt new business strategies aligned with emerging trends.

Number of Employees

144people

Average Salary

198.0M KRW

Score Calculation Basis

Detailed Financial Score

PER

10.05Industry Average 7.373.0Point

Higher than industry avg (caution)

PBR

0.90Industry Average 0.822.5Point

Higher than industry avg (caution)

ROE

9.68Industry Average 8.904.0Point

In line with industry avg

Debt Ratio

1211.73Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲4.8% (2-year basis)

Operating Profit Growth Rate

2.5 / 3

Avg ▲15.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 8.8% (improving, 3yr)

Detailed News Sentiment

78 totalPositive 28Neutral 29Negative 21Average Sentiment Score 65.2

Neutral
화재보험협회 이사장에 김기환
KB금융 관련 주요 인사 변경 소식이지만 직접적인 영향은 제한적임.
Negative
1520원대 고환율에 은행 건전성 '경고등'...주주환원도 줄어드나
고환율로 인해 KB금융의 대출 평가액 증가와 은행 건전성 악화 우려가 제기되며 주주환원 정책에도 부정적 영향이 예상된다.
Negative
원·달러 1500원대 '뉴노멀'… 금융권 건전성 관리 부담 커져
High exchange rates pose significant challenges to KB Financial's capital adequacy and shareholder returns.

Detailed Momentum

52-week position6.0Point

52w upper range (74%)

Current 154,800Won52-week high 171,60052-week low 105,900

1-month return2.0Point

1m -3.97% (slight drop)

Volume trend5.0Point

Volume flat

Detailed Disclosure

14 totalPositive 0Neutral 14Negative 0

Neutral기업설명회(IR)개최(안내공시)2026-06-05
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-01
Neutral증권발행실적보고서2026-05-26
Neutral투자설명서(일괄신고)2026-05-22
Neutral일괄신고추가서류2026-05-22