KB금융

105560KOSPI기타 금융업

65.3 / 100

Reference Date: 2026-07-24

Financial Score16.5 / 40

News Sentiment16.8 / 25

Momentum17.0 / 20

Disclosure15.0 / 15

AI Analysis: ROE is above the industry average but Revenue metrics are weak. Surged 16.1% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

KB Financial is a pure holding company that operates a diversified portfolio across banking, securities, insurance, and other financial sectors, leading the market through its subsidiaries. In 2025, it achieved a net profit of 5.8 trillion won by focusing on digital innovation, ESG management, and capital efficiency. For 2026, it plans to expand into high-growth areas and adopt new business strategies aligned with emerging trends.

Number of Employees

144people

Average Salary

198.0M KRW

Score Calculation Basis

Detailed Financial Score

PER

11.44Industry Average 7.531.5Point

1.5x industry avg (risky)

PBR

1.03Industry Average 0.822.5Point

Higher than industry avg (caution)

ROE

9.68Industry Average 8.904.0Point

In line with industry avg

Debt Ratio

1211.73Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲4.8% (2-year basis)

Operating Profit Growth Rate

2.5 / 3

Avg ▲15.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 8.8% (improving, 3yr)

Detailed News Sentiment

76 totalPositive 39Neutral 23Negative 14Average Sentiment Score 67.2

Positive
KB·신한금융 2분기 최대 실적…주주환원도 ‘역대급’ 예고
KB금융의 2분기 실적이 역대 최대를 기록하며 주주환원 기대감을 높였다.
Positive
KB·신한금융, 올 상반기 사상 최고 순이익
KB금융이 상반기 역대 최고 순이익을 기록하며 시장 리더십을 유지했다.
Positive
증시 랠리에 금융지주 또 최대 실적…KB, 리딩금융 수성
KB금융이 증시 랠리 속에서 역대 최대 실적을 기록하며 리딩 금융 지위를 강화했다.

Detailed Momentum

52-week position8.0Point

Near 52w high (87%, uptrend)

Current 176,300Won52-week high 186,20052-week low 106,000

1-month return6.0Point

1m +16.14% (strong rise)

Volume trend3.0Point

Volume flat

Detailed Disclosure

18 totalPositive 5Neutral 13Negative 0

Positive주요사항보고서(자기주식취득신탁계약체결결정)2026-07-23
Neutral주식소각결정2026-07-23
Neutral주요사항보고서(상각형조건부자본증권발행결정)2026-07-23
Neutral연결재무제표기준영업(잠정)실적(공정공시)(자회사의 주요경영사항)2026-07-23
Neutral연결재무제표기준영업(잠정)실적(공정공시)(자회사의 주요경영사항)2026-07-23