BNK금융지주

138930KOSPI기타 금융업

56.0 / 100

Reference Date: 2026-04-13

Financial Score21.0 / 40

News Sentiment14.0 / 25

Momentum11.0 / 20

Disclosure10.0 / 15

AI Analysis: PBR is significantly undervalued vs. peers but Revenue metrics are weak. Roughly flat over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

BNK Financial Holdings, established in 2011 as South Korea's first regional bank financial holding company, acquired Gyeongnam Bank in 2014 and now operates as a comprehensive financial group with nine subsidiaries. As of 2025, it reported total assets of 187.9 trillion won and a net income of 8.15 trillion won, achieving a ROA of 0.54% and ROE of 7.64%. The group aims to reach a ROA of 1% and ROE of 12% by 2030 through its long-term strategic plans.

Number of Employees

121people

Average Salary

170.3M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.85Industry Average 8.095.0Point

In line with industry avg

PBR

0.51Industry Average 0.845.5Point

Lower than industry avg (good)

ROE

7.47Industry Average 8.902.5Point

Below industry avg

Debt Ratio

1333.00Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲2.2% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲6.2% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 6.9% (improving, 3yr)

Detailed News Sentiment

68 totalPositive 16Neutral 47Negative 0Average Sentiment Score 56.3

Detailed Momentum

52-week position6.0Point

52w upper range (67%)

Current 18,450Won52-week high 22,65052-week low 9,800

1-month return3.0Point

1m 0.99% (flat)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

11 totalPositive 0Neutral 11Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-04-10
Neutral사외이사의선임ㆍ해임또는중도퇴임에관한신고2026-03-26
Neutral기업가치제고계획(자율공시)2026-03-26
Neutral정기주주총회결과2026-03-26
Neutral상각형조건부자본증권발행결정(자회사의 주요경영사항)2026-03-23