BNK금융지주

138930KOSPI

50.0 / 100

Reference Date: 2026-10-23

Financial Score22.5 / 40

News Sentiment12.5 / 25

Momentum5.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but Revenue metrics are weak. Declined 13.4% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

BNK Financial Holdings, established in 2011 as South Korea's first regional bank financial holding company, acquired Gyeongnam Bank in 2014 and now operates as a comprehensive financial group with nine subsidiaries. As of 2025, it reported total assets of 187.9 trillion won and a net income of 8.15 trillion won, achieving a ROA of 0.54% and ROE of 7.64%. The group aims to reach a ROA of 1% and ROE of 12% by 2030 through its long-term strategic plans.

Number of Employees

121people

Average Salary

170.3M KRW

Score Calculation Basis

Detailed Financial Score

PER

5.13Industry Average 7.956.5Point

Lower than industry avg (good)

PBR

0.38Industry Average 0.725.5Point

Lower than industry avg (good)

ROE

7.47Industry Average 8.902.5Point

Below industry avg

Debt Ratio

1333.00Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲2.2% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲6.2% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 6.9% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (1%, downtrend)

Current 13,980Won52-week high 22,65052-week low 13,810

1-month return1.0Point

1m -13.38% (falling)

Volume trend3.0Point

Volume flat

Detailed Disclosure

5 totalPositive 0Neutral 5Negative 0

Neutral기업가치제고계획(자율공시) (PBR 개선 계획 제출 기업)2026-10-22
Neutral기업설명회(IR)개최(안내공시)2026-10-19
Neutral주식등의대량보유상황보고서(약식)2026-10-08
Neutral기업설명회(IR)개최(안내공시)2026-10-06
Neutral기업설명회(IR)개최(안내공시)2026-10-02