BNK금융지주

138930KOSPI기타 금융업

60.5 / 100

Reference Date: 2026-07-24

Financial Score21.0 / 40

News Sentiment16.5 / 25

Momentum13.0 / 20

Disclosure10.0 / 15

AI Analysis: PBR is significantly undervalued vs. peers but Revenue metrics are weak. Rose 8.2% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

BNK Financial Holdings, established in 2011 as South Korea's first regional bank financial holding company, acquired Gyeongnam Bank in 2014 and now operates as a comprehensive financial group with nine subsidiaries. As of 2025, it reported total assets of 187.9 trillion won and a net income of 8.15 trillion won, achieving a ROA of 0.54% and ROE of 7.64%. The group aims to reach a ROA of 1% and ROE of 12% by 2030 through its long-term strategic plans.

Number of Employees

121people

Average Salary

170.3M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.60Industry Average 7.535.0Point

In line with industry avg

PBR

0.49Industry Average 0.825.5Point

Lower than industry avg (good)

ROE

7.47Industry Average 8.902.5Point

Below industry avg

Debt Ratio

1333.00Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲2.2% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲6.2% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 6.9% (improving, 3yr)

Detailed News Sentiment

57 totalPositive 25Neutral 18Negative 14Average Sentiment Score 66.1

Positive
JB금융 상반기 순이익 역대 최고치…"연간 7500억 달성 전망"
JB금융지주의 상반기 순이익이 역대 최고치를 기록하며 연간 목표 달성 전망이 밝아졌다.
Neutral
‘해양수도 원년’ 부산, 해양금융 해법 모색… “정책금융·지역은행...
The discussion focused on policy initiatives for marine finance and regional banks in Busan but lacks direct impact on BNK금융지주's stock performance.
Positive
[민선9기 新동남권 시대] 대출을 넘어 재기까지… 부산은행 ‘포용금.....
부산은행의 서민금융복합지원센터 개소로 포용금융 사각지대 축소 및 취약계층 지원 강화로 긍정적 영향 기대.

Detailed Momentum

52-week position5.0Point

52w mid range (44%)

Current 17,770Won52-week high 22,65052-week low 13,810

1-month return5.0Point

1m +8.16% (rising)

Volume trend3.0Point

Volume flat

Detailed Disclosure

8 totalPositive 0Neutral 8Negative 0

Neutral기업설명회(IR)개최(안내공시)2026-07-21
Neutral기업설명회(IR)개최(안내공시)2026-07-21
Neutral주식등의대량보유상황보고서(약식)2026-07-01
Neutral지속가능경영보고서등관련사항(자율공시)2026-06-30
Neutral증권발행실적보고서2026-06-26