BNK금융지주

138930KOSPI

59.2 / 100

Reference Date: 2026-09-08

Financial Score24.0 / 40

News Sentiment16.2 / 25

Momentum9.0 / 20

Disclosure10.0 / 15

AI Analysis: PBR is significantly undervalued vs. peers but Revenue metrics are weak. Slightly up 4.3% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

BNK Financial Holdings, established in 2011 as South Korea's first regional bank financial holding company, acquired Gyeongnam Bank in 2014 and now operates as a comprehensive financial group with nine subsidiaries. As of 2025, it reported total assets of 187.9 trillion won and a net income of 8.15 trillion won, achieving a ROA of 0.54% and ROE of 7.64%. The group aims to reach a ROA of 1% and ROE of 12% by 2030 through its long-term strategic plans.

Number of Employees

121people

Average Salary

170.3M KRW

Score Calculation Basis

Detailed Financial Score

PER

5.80Industry Average 8.776.5Point

Lower than industry avg (good)

PBR

0.43Industry Average 0.877.0Point

Half of industry avg (excellent)

ROE

7.47Industry Average 8.902.5Point

Below industry avg

Debt Ratio

1333.00Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲2.2% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲6.2% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 6.9% (improving, 3yr)

Detailed News Sentiment

58 totalPositive 23Neutral 24Negative 11Average Sentiment Score 64.7

Neutral
부산시 경제 공공기관장 인선 속도…청문회 실시
부산시의 경제 공공기관장 인선이 진행 중이지만, BNK금융지주에 직접적인 영향은 제한적입니다.
Neutral
TP 심재운, 경진원 황선웅, 부산신보 김현준
Public institution leadership appointments progress in Busan, impacting local economic sectors indirectly.
Positive
BNK금융 밸류업 업그레이드…CET1 13% 선 넘을까
BNK금융그룹의 밸류업 전략 발표로 주주환원 강화와 자본효율 개선이 예상되어 긍정적인 시장 반응을 이끌 것으로 보임.

Detailed Momentum

52-week position3.0Point

52w lower range (22%)

Current 15,800Won52-week high 22,65052-week low 13,810

1-month return4.0Point

1m +4.29% (slight rise)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

6 totalPositive 0Neutral 6Negative 0

Neutral기업가치제고계획(자율공시)2026-09-03
Neutral증권발행실적보고서2026-08-31
Neutral투자설명서(일괄신고)2026-08-28
Neutral일괄신고추가서류2026-08-28
Neutral[기재정정]일괄신고서2026-08-14