iM금융지주

139130KOSPI기타 금융업

60.2 / 100

Reference Date: 2026-06-10

Financial Score24.0 / 40

News Sentiment18.2 / 25

Momentum8.0 / 20

Disclosure10.0 / 15

AI Analysis: PBR is significantly undervalued vs. peers and PER is significantly undervalued vs. peers is also solid. Declined 10.2% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

iM Financial Holding is the parent company of DGB Financial Group, operating 11 subsidiaries including iM Bank and iM Securities, and expanding globally with ventures in Cambodia and Myanmar. It aims to become a 'digital hybrid financial group' by 2025, with a 2024 consolidated net profit of 214.9 billion KRW and a BIS ratio of 14.62%. Key operations include banking, securities, and life insurance services.

Number of Employees

143people

Average Salary

127.1M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.07Industry Average 7.375.0Point

In line with industry avg

PBR

0.43Industry Average 0.825.5Point

Lower than industry avg (good)

ROE

7.24Industry Average 8.902.5Point

Below industry avg

Debt Ratio

1435.88Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20259.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲60.3% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲35.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 5.7% (improving, 3yr)

Detailed News Sentiment

45 totalPositive 30Neutral 12Negative 3Average Sentiment Score 72.8

Neutral
펀드 가입하면 커피·치킨…iM뱅크 여름 이벤트
iM뱅크의 여름 이벤트는 적립식 펀드 가입 고객을 위한 경품 추첨 행사로, 직접적인 재무 성과나 주가 영향은 미미함.
Positive
iM뱅크, 적립식 펀드 신규 가입 고객 위한 행사 진행
iM뱅크의 신규 적립식 펀드 가입 이벤트로 고객 유치 및 신뢰도 향상 기대.
Negative
빌려줄 곳 없고 연체율은 급증…'기업대출 이중고' 겪는 지방銀
지방은행의 기업대출 연체율 급증으로 인해 iM금융지주를 포함한 지방은행의 재무 건전성이 위협받고 있다.

Detailed Momentum

52-week position5.0Point

52w mid range (56%)

Current 17,280Won52-week high 21,65052-week low 11,490

1-month return1.0Point

1m -10.23% (falling)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

13 totalPositive 0Neutral 13Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-08
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-05
Neutral최대주주등소유주식변동신고서2026-06-04
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-04
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-02