AI주식인사이트AI Stock Insight
B

iM금융지주

139130KOSPI

57.0 / 100

Reference Date: 2026-10-23

Financial Score25.5 / 40
News Sentiment12.5 / 25
Momentum9.0 / 20
Disclosure10.0 / 15
AI Analysis: PER is significantly undervalued vs. peers and PBR is significantly undervalued vs. peers is also solid. Declined 10.9% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

iM Financial Holding is the parent company of DGB Financial Group, operating 11 subsidiaries including iM Bank and iM Securities, and expanding globally with ventures in Cambodia and Myanmar. It aims to become a 'digital hybrid financial group' by 2025, with a 2024 consolidated net profit of 214.9 billion KRW and a BIS ratio of 14.62%. Key operations include banking, securities, and life insurance services.

Number of Employees

143people

Average Salary

127.1M KRW

Score Calculation Basis

Detailed Financial Score

PER
5.69Industry Average 7.956.5Point

Lower than industry avg (good)

PBR
0.40Industry Average 0.725.5Point

Lower than industry avg (good)

ROE
7.24Industry Average 8.902.5Point

Below industry avg

Debt Ratio
1435.88Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20259.0 / 10 points
Revenue Growth Rate
3.0 / 3

Avg ▲60.3% (2-year basis)

Operating Profit Growth Rate
3.0 / 3

Avg ▲35.4% (2-year basis)

ROE Trend
3.0 / 4

Avg ROE 5.7% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position3.0Point

52w lower range (38%)

Current 16,430Won52-week high 21,65052-week low 13,230
1-month return1.0Point

1m -10.95% (falling)

Volume trend5.0Point

Volume increasing

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0
  • Neutral기업설명회(IR)개최(안내공시)2026-10-22
  • Neutral기업설명회(IR)개최(안내공시)2026-10-20
  • Neutral주식등의대량보유상황보고서(약식)2026-10-19
  • Neutral기업설명회(IR)개최(안내공시)2026-09-30