AI주식인사이트AI Stock Insight
B

iM금융지주

139130KOSPI기타 금융업

64.6 / 100

Reference Date: 2026-07-24

Financial Score24.0 / 40
News Sentiment17.6 / 25
Momentum13.0 / 20
Disclosure10.0 / 15
AI Analysis: PBR is significantly undervalued vs. peers and PER is significantly undervalued vs. peers is also solid. Rose 12.6% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

iM Financial Holding is the parent company of DGB Financial Group, operating 11 subsidiaries including iM Bank and iM Securities, and expanding globally with ventures in Cambodia and Myanmar. It aims to become a 'digital hybrid financial group' by 2025, with a 2024 consolidated net profit of 214.9 billion KRW and a BIS ratio of 14.62%. Key operations include banking, securities, and life insurance services.

Number of Employees

143people

Average Salary

127.1M KRW

Score Calculation Basis

Detailed Financial Score

PER
6.21Industry Average 7.535.0Point

In line with industry avg

PBR
0.44Industry Average 0.825.5Point

Lower than industry avg (good)

ROE
7.24Industry Average 8.902.5Point

Below industry avg

Debt Ratio
1435.88Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20259.0 / 10 points
Revenue Growth Rate
3.0 / 3

Avg ▲60.3% (2-year basis)

Operating Profit Growth Rate
3.0 / 3

Avg ▲35.4% (2-year basis)

ROE Trend
3.0 / 4

Avg ROE 5.7% (improving, 3yr)

Detailed News Sentiment

44 totalPositive 24Neutral 13Negative 7Average Sentiment Score 70.6

Detailed Momentum

52-week position5.0Point

52w mid range (55%)

Current 17,940Won52-week high 21,65052-week low 13,220
1-month return5.0Point

1m +12.62% (rising)

Volume trend3.0Point

Volume flat

Detailed Disclosure

7 totalPositive 0Neutral 7Negative 0
  • Neutral최대주주등소유주식변동신고서2026-07-22
  • Neutral기업설명회(IR)개최(안내공시)2026-07-20
  • Neutral증권발행실적보고서2026-07-14
  • Neutral일괄신고추가서류2026-07-13
  • Neutral투자설명서(일괄신고)2026-07-13