iM금융지주

139130KOSPI

65.3 / 100

Reference Date: 2026-09-08

Financial Score25.5 / 40

News Sentiment16.8 / 25

Momentum13.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers and PBR is significantly undervalued vs. peers is also solid. Slightly up 4.4% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

iM Financial Holding is the parent company of DGB Financial Group, operating 11 subsidiaries including iM Bank and iM Securities, and expanding globally with ventures in Cambodia and Myanmar. It aims to become a 'digital hybrid financial group' by 2025, with a 2024 consolidated net profit of 214.9 billion KRW and a BIS ratio of 14.62%. Key operations include banking, securities, and life insurance services.

Number of Employees

143people

Average Salary

127.1M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.46Industry Average 8.776.5Point

Lower than industry avg (good)

PBR

0.46Industry Average 0.875.5Point

Lower than industry avg (good)

ROE

7.24Industry Average 8.902.5Point

Below industry avg

Debt Ratio

1435.88Industry Average 1206.842.0Point

Higher than industry avg (caution)

Trend 2023~20259.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲60.3% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲35.4% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 5.7% (improving, 3yr)

Detailed News Sentiment

54 totalPositive 28Neutral 18Negative 8Average Sentiment Score 67.3

Neutral
대구신보 이사장 재공모에 5명 지원…이번엔 적격자 찾을까
대구신용보증재단 이사장 재공모에 5명이 지원했으나, 구체적인 영향은 제한적임.
Positive
iM금융, ‘경주사랑 봉사캠프’ 진행…복지시설 기부금 전달
iM금융지주가 지역 사회 복지 시설에 기부금을 전달하며 사회적 책임 활동을 강화함.
Neutral
15조 원 규모 경상북도 금고 경쟁 '3파전'
경상북도 금고 지정 경쟁에 iM금융지주 포함된 3개 은행 간 경쟁 구도 형성.

Detailed Momentum

52-week position6.0Point

52w upper range (64%)

Current 18,650Won52-week high 21,65052-week low 13,220

1-month return4.0Point

1m +4.36% (slight rise)

Volume trend3.0Point

Volume flat

Detailed Disclosure

9 totalPositive 0Neutral 9Negative 0

Neutral[발행조건확정]증권신고서(채무증권)2026-09-07
Neutral[기재정정]주요사항보고서(상각형조건부자본증권발행결정)2026-09-07
Neutral효력발생안내( 2026.8.28. 제출 일괄신고서 )2026-09-07
Neutral증권신고서(채무증권)2026-09-01
Neutral[기재정정]주요사항보고서(상각형조건부자본증권발행결정)2026-09-01