JB금융지주

175330KOSPI기타 금융업

67.9 / 100

Reference Date: 2026-07-24

Financial Score23.5 / 40

News Sentiment18.4 / 25

Momentum11.0 / 20

Disclosure15.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but Revenue metrics are weak. Rose 7.3% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

JB Financial Holdings is a holding company established in 2013 through the transfer of shares from Jeonbuk Bank, with major subsidiaries including Jeonbuk Bank, Gwangju Bank, JB Our Capital, and overseas subsidiaries in Cambodia, Myanmar, and Vietnam. Its primary revenue comes from dividends from subsidiaries, achieving a consolidated net income of 7,104 billion KRW in Q4 2025, along with a ROE of 12.4%, demonstrating strong profitability.

Number of Employees

108people

Average Salary

175.2M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.59Industry Average 7.535.0Point

In line with industry avg

PBR

0.78Industry Average 0.824.0Point

In line with industry avg

ROE

12.27Industry Average 8.904.0Point

In line with industry avg

Debt Ratio

1084.16Industry Average 1206.844.0Point

In line with industry avg

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲2.9% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲9.2% (2-year basis)

ROE Trend

3.5 / 4

Avg ROE 12.4% (improving, 3yr)

Detailed News Sentiment

26 totalPositive 19Neutral 4Negative 3Average Sentiment Score 73.8

Positive
JB금융, 2분기 순익 2196억 '사상 최대'…1000억원 자사주 소...
JB금융지주가 비은행 부문 성장으로 사상 최대 분기 순익을 달성하며 긍정적인 실적을 발표했다.
Positive
JB금융 순익 3857억…김기홍 "수익성 없는 RWA 취급 안 한다"
JB금융지주의 반기 실적이 사상 최대를 기록하며 RoRWA 전략으로 인한 자산 재배치가 성과를 끌어올렸다.
Positive
JB금융그룹, 2분기 순이익 2196억원…전년비 5.7% 늘어
JB금융지주는 2분기 순이익이 전년 동기 대비 증가하여 역대 최대 실적을 달성했다.

Detailed Momentum

52-week position3.0Point

52w lower range (24%)

Current 25,550Won52-week high 37,50052-week low 21,750

1-month return5.0Point

1m +7.35% (rising)

Volume trend3.0Point

Volume flat

Detailed Disclosure

22 totalPositive 4Neutral 18Negative 0

Neutral주요사항보고서(상각형조건부자본증권발행결정)2026-07-23
Neutral연결재무제표기준영업(잠정)실적(공정공시)(자회사의 주요경영사항)2026-07-23
Neutral연결재무제표기준영업(잠정)실적(공정공시)(자회사의 주요경영사항)2026-07-23
Neutral연결재무제표기준영업(잠정)실적(공정공시)(자회사의 주요경영사항)2026-07-23
Neutral연결재무제표기준영업(잠정)실적(공정공시)2026-07-23