B

JB금융지주

175330KOSPI

66.1 / 100

Reference Date: 2026-09-08

Financial Score22.0 / 40
News Sentiment18.1 / 25
Momentum16.0 / 20
Disclosure10.0 / 15
AI Analysis: PER is significantly undervalued vs. peers but Revenue metrics are weak. Rose 8.8% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

JB Financial Holdings is a holding company established in 2013 through the transfer of shares from Jeonbuk Bank, with major subsidiaries including Jeonbuk Bank, Gwangju Bank, JB Our Capital, and overseas subsidiaries in Cambodia, Myanmar, and Vietnam. Its primary revenue comes from dividends from subsidiaries, achieving a consolidated net income of 7,104 billion KRW in Q4 2025, along with a ROE of 12.4%, demonstrating strong profitability.

Number of Employees

108people

Average Salary

175.2M KRW

Score Calculation Basis

Detailed Financial Score

PER
8.02Industry Average 8.775.0Point

In line with industry avg

PBR
0.95Industry Average 0.872.5Point

Higher than industry avg (caution)

ROE
12.27Industry Average 8.904.0Point

In line with industry avg

Debt Ratio
1084.16Industry Average 1206.844.0Point

In line with industry avg

Trend 2023~20256.5 / 10 points
Revenue Growth Rate
1.0 / 3

Avg ▲2.9% (2-year basis)

Operating Profit Growth Rate
2.0 / 3

Avg ▲9.2% (2-year basis)

ROE Trend
3.5 / 4

Avg ROE 12.4% (improving, 3yr)

Detailed News Sentiment

27 totalPositive 17Neutral 4Negative 6Average Sentiment Score 72.4

Detailed Momentum

52-week position6.0Point

52w upper range (60%)

Current 31,400Won52-week high 37,50052-week low 21,950
1-month return5.0Point

1m +8.84% (rising)

Volume trend5.0Point

Volume increasing

Detailed Disclosure

5 totalPositive 0Neutral 5Negative 0
  • Neutral반기보고서 (2026.06)2026-08-14
  • Neutral[기재정정]일괄신고서2026-08-14
  • Neutral증권발행실적보고서2026-08-13
  • Neutral투자설명서(일괄신고)2026-08-12
  • Neutral일괄신고추가서류2026-08-12