JB금융지주

175330KOSPI

50.5 / 100

Reference Date: 2026-10-23

Financial Score22.0 / 40

News Sentiment12.5 / 25

Momentum6.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but Revenue metrics are weak. Plunged 20.6% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

JB Financial Holdings is a holding company established in 2013 through the transfer of shares from Jeonbuk Bank, with major subsidiaries including Jeonbuk Bank, Gwangju Bank, JB Our Capital, and overseas subsidiaries in Cambodia, Myanmar, and Vietnam. Its primary revenue comes from dividends from subsidiaries, achieving a consolidated net income of 7,104 billion KRW in Q4 2025, along with a ROE of 12.4%, demonstrating strong profitability.

Number of Employees

108people

Average Salary

175.2M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.68Industry Average 7.955.0Point

In line with industry avg

PBR

0.79Industry Average 0.722.5Point

Higher than industry avg (caution)

ROE

12.27Industry Average 8.904.0Point

In line with industry avg

Debt Ratio

1084.16Industry Average 1206.844.0Point

In line with industry avg

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲2.9% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲9.2% (2-year basis)

ROE Trend

3.5 / 4

Avg ROE 12.4% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position3.0Point

52w lower range (27%)

Current 26,150Won52-week high 37,50052-week low 21,950

1-month return0.0Point

1m -20.64% (strong drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

8 totalPositive 0Neutral 8Negative 0

Neutral기업설명회(IR)개최(안내공시)2026-10-20
Neutral투자설명서2026-10-13
Neutral효력발생안내( 2026.9.29. 제출 증권신고서(채무증권) )2026-10-13
Neutral증권발행실적보고서2026-10-13
Neutral[기재정정]주요사항보고서(상각형조건부자본증권발행결정)2026-10-06