JB금융지주

175330KOSPI기타 금융업

57.5 / 100

Reference Date: 2026-04-13

Financial Score22.0 / 40

News Sentiment13.5 / 25

Momentum12.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but Revenue metrics are weak. Slightly up 1.5% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

JB Financial Holdings is a holding company established in 2013 through the transfer of shares from Jeonbuk Bank, with major subsidiaries including Jeonbuk Bank, Gwangju Bank, JB Our Capital, and overseas subsidiaries in Cambodia, Myanmar, and Vietnam. Its primary revenue comes from dividends from subsidiaries, achieving a consolidated net income of 7,104 billion KRW in Q4 2025, along with a ROE of 12.4%, demonstrating strong profitability.

Number of Employees

108people

Average Salary

175.2M KRW

Score Calculation Basis

Detailed Financial Score

PER

7.98Industry Average 8.095.0Point

In line with industry avg

PBR

0.94Industry Average 0.842.5Point

Higher than industry avg (caution)

ROE

12.27Industry Average 8.904.0Point

In line with industry avg

Debt Ratio

1084.16Industry Average 1206.844.0Point

In line with industry avg

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲2.9% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲9.2% (2-year basis)

ROE Trend

3.5 / 4

Avg ROE 12.4% (improving, 3yr)

Detailed News Sentiment

33 totalPositive 4Neutral 23Negative 1Average Sentiment Score 54.8

Detailed Momentum

52-week position6.0Point

52w upper range (68%)

Current 30,950Won52-week high 37,50052-week low 17,000

1-month return3.0Point

1m 1.48% (flat)

Volume trend3.0Point

Volume flat

Detailed Disclosure

13 totalPositive 0Neutral 13Negative 0

Neutral주식등의대량보유상황보고서(약식)2026-04-07
Neutral[첨부정정]기업지배구조보고서공시(연차보고서)2026-04-07
Neutral정기주주총회결과2026-03-26
Neutral사외이사의선임ㆍ해임또는중도퇴임에관한신고2026-03-26
Neutral증권발행실적보고서2026-03-26