JB금융지주

175330KOSPI기타 금융업

57.0 / 100

Reference Date: 2026-06-10

Financial Score23.5 / 40

News Sentiment15.4 / 25

Momentum8.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but Revenue metrics are weak. Slightly down 1.7% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

JB Financial Holdings is a holding company established in 2013 through the transfer of shares from Jeonbuk Bank, with major subsidiaries including Jeonbuk Bank, Gwangju Bank, JB Our Capital, and overseas subsidiaries in Cambodia, Myanmar, and Vietnam. Its primary revenue comes from dividends from subsidiaries, achieving a consolidated net income of 7,104 billion KRW in Q4 2025, along with a ROE of 12.4%, demonstrating strong profitability.

Number of Employees

108people

Average Salary

175.2M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.68Industry Average 7.375.0Point

In line with industry avg

PBR

0.79Industry Average 0.824.0Point

In line with industry avg

ROE

12.27Industry Average 8.904.0Point

In line with industry avg

Debt Ratio

1084.16Industry Average 1206.844.0Point

In line with industry avg

Trend 2023~20256.5 / 10 points

Revenue Growth Rate

1.0 / 3

Avg ▲2.9% (2-year basis)

Operating Profit Growth Rate

2.0 / 3

Avg ▲9.2% (2-year basis)

ROE Trend

3.5 / 4

Avg ROE 12.4% (improving, 3yr)

Detailed News Sentiment

25 totalPositive 9Neutral 13Negative 3Average Sentiment Score 61.8

Positive
“JB금융 스테이블코인 핵심 활용처는 외국인 금융…호남 해외송금 수.....
JB금융지주가 외국인 금융 시장 진출을 통해 스테이블코인 활용을 확대하며 성장 기회를 모색하고 있다.
Neutral
개정 상법 정착 지원…'찾아가는 기업공시 설명회' 언제 어디서 열리.....
금융감독원의 기업공시 설명회 개최 소식은 JB금융지주에 직접적인 영향을 미치지 않는 일반적인 시장 정보입니다.
Positive
JB금융, 리스크 대응 인프라 고도화 착수
JB금융지주가 리스크 관리 시스템 업그레이드를 통해 금융 환경 변화에 대비하고 있어 안정성 강화 기대.

Detailed Momentum

52-week position3.0Point

52w lower range (36%)

Current 25,900Won52-week high 37,50052-week low 19,180

1-month return3.0Point

1m -1.71% (flat)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

8 totalPositive 0Neutral 8Negative 0

Neutral일괄신고서2026-06-08
Neutral증권발행실적보고서2026-06-05
Neutral투자설명서(일괄신고)2026-06-04
Neutral일괄신고추가서류2026-06-04
Neutral기업설명회(IR)개최(안내공시)2026-05-21