인카금융서비스

211050KOSDAQ

60.0 / 100

Reference Date: 2026-10-23

Financial Score32.5 / 40

News Sentiment12.5 / 25

Momentum5.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but PBR raises overvaluation concerns. Declined 5.9% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

Inca Financial Services operates as an independent insurance agency (GA), offering insurance mediation and financial planning services by collaborating with over 30 life and property insurance companies. Its primary revenue comes from long-term life and property insurance, with consolidated sales reaching 1,021,769 million won in 2025, a 22.8% increase from the previous year. The company emphasizes partnerships, optimized systems, and structured training for agents to adapt to the dynamic financial environment.

Number of Employees

407people

Average Salary

65.9M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.61Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

2.25Industry Average 1.201.0Point

1.9x industry avg (risky)

ROE

39.24Industry Average 8.007.0Point

4.9x industry avg (excellent)

Debt Ratio

38.21Industry Average 100.006.5Point

Half of industry avg (excellent)

Trend 2023~202510.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲36.1% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲47.6% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 41.6% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (10%, downtrend)

Current 9,790Won52-week high 16,99052-week low 8,980

1-month return2.0Point

1m -5.87% (slight drop)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

2 totalPositive 0Neutral 2Negative 0

Neutral주식등의대량보유상황보고서(일반)2026-09-30
Neutral[기재정정]주식등의대량보유상황보고서(일반)2026-09-30