인카금융서비스

211050KOSDAQ보험 및 연금관련 서비스업

62.3 / 100

Reference Date: 2026-06-10

Financial Score25.0 / 40

News Sentiment16.3 / 25

Momentum7.0 / 20

Disclosure14.0 / 15

AI Analysis: ROE significantly exceeds the industry average and PER is significantly undervalued vs. peers is also solid. Declined 7.3% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Inca Financial Services operates as an independent insurance agency (GA), offering insurance mediation and financial planning services by collaborating with over 30 life and property insurance companies. Its primary revenue comes from long-term life and property insurance, with consolidated sales reaching 1,021,769 million won in 2025, a 22.8% increase from the previous year. The company emphasizes partnerships, optimized systems, and structured training for agents to adapt to the dynamic financial environment.

Number of Employees

407people

Average Salary

65.9M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.30Industry Average 7.375.0Point

In line with industry avg

PBR

2.14Industry Average 1.442.5Point

Higher than industry avg (caution)

ROE

39.24Industry Average 24.515.5Point

1.6x industry avg (good)

Debt Ratio

38.21Industry Average 36.852.0Point

Higher than industry avg (caution)

Trend 2023~202510.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲36.1% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲47.6% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 41.6% (improving, 3yr)

Detailed News Sentiment

2 totalPositive 0Neutral 0Negative 2Average Sentiment Score 65

Negative
"설계사 쟁탈전에 소비자 피해 불똥"…'1200%룰' 앞두고 보험업계 ...
보험업계의 경쟁 과열로 소비자가 불리한 조건으로 보험 변경을 강요받는 사례가 증가하고 있어 부정적 영향이 예상됩니다.
Negative
보험설계사 통째로 영입에 10억…편법 스카우트 활개
보험설계사 대량 영입 경쟁 과열로 인한 부당한 스카우트 의혹이 제기되어 기업 이미지에 부정적 영향 예상.

Detailed Momentum

52-week position1.0Point

Near 52w low (3%, downtrend)

Current 9,330Won52-week high 16,99052-week low 9,020

1-month return1.0Point

1m -7.35% (falling)

Volume trend5.0Point

Volume flat

Detailed Disclosure

5 totalPositive 2Neutral 3Negative 0

Positive[기재정정]주요사항보고서(자기주식취득신탁계약체결결정)2026-06-09
Positive주요사항보고서(자기주식취득신탁계약체결결정)2026-06-08
Neutral분기보고서 (2026.03)2026-05-15
Neutral주식등의대량보유상황보고서(일반)2026-05-15
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-05-15