인카금융서비스

211050KOSDAQ

73.3 / 100

Reference Date: 2026-09-08

Financial Score31.5 / 40

News Sentiment19.8 / 25

Momentum10.0 / 20

Disclosure12.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but PBR raises overvaluation concerns. Slightly up 4.9% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Inca Financial Services operates as an independent insurance agency (GA), offering insurance mediation and financial planning services by collaborating with over 30 life and property insurance companies. Its primary revenue comes from long-term life and property insurance, with consolidated sales reaching 1,021,769 million won in 2025, a 22.8% increase from the previous year. The company emphasizes partnerships, optimized systems, and structured training for agents to adapt to the dynamic financial environment.

Number of Employees

407people

Average Salary

65.9M KRW

Score Calculation Basis

Detailed Financial Score

PER

7.47Industry Average 15.008.0Point

Half of industry avg (excellent)

PBR

2.54Industry Average 1.200.0Point

2.1x industry avg (risky)

ROE

39.24Industry Average 8.007.0Point

4.9x industry avg (excellent)

Debt Ratio

38.21Industry Average 100.006.5Point

Half of industry avg (excellent)

Trend 2023~202510.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲36.1% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲47.6% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 41.6% (improving, 3yr)

Detailed News Sentiment

5 totalPositive 5Neutral 0Negative 0Average Sentiment Score 79

Positive
인카금융서비스, 집중호우 피해 복구 위해 성금 1000만원 기부
인카금융서비스의 집중호우 피해 복구를 위한 성금 기부로 사회적 책임 이미지 강화.
Positive
몽땅솔루션, 인카금융서비스 경인로얄본부와 전략적 업무협약(MOU) 체....
인카금융서비스와 몽땅솔루션의 MOU 체결로 소상공인 지원 강화, 기업 가치 상승 기대.
Positive
1200%룰 확대에 '신인 보험설계사' 쟁탈전 과열 조짐…연 1800만...
신인 보험설계사 영입 경쟁이 활발해지며 인카금융서비스의 신규 인재 확보에 긍정적 영향 예상.

Detailed Momentum

52-week position3.0Point

52w lower range (25%)

Current 11,050Won52-week high 16,99052-week low 8,980

1-month return4.0Point

1m +4.94% (slight rise)

Volume trend3.0Point

Volume flat

Detailed Disclosure

8 totalPositive 1Neutral 7Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-08-31
Neutral주식등의대량보유상황보고서(일반)2026-08-31
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-08-24
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-08-18
Neutral반기보고서 (2026.06)2026-08-14