인카금융서비스

211050KOSDAQ보험 및 연금관련 서비스업

57.0 / 100

Reference Date: 2026-07-24

Financial Score25.0 / 40

News Sentiment16.0 / 25

Momentum6.0 / 20

Disclosure10.0 / 15

AI Analysis: ROE significantly exceeds the industry average and PER is significantly undervalued vs. peers is also solid. Rose 6.8% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Inca Financial Services operates as an independent insurance agency (GA), offering insurance mediation and financial planning services by collaborating with over 30 life and property insurance companies. Its primary revenue comes from long-term life and property insurance, with consolidated sales reaching 1,021,769 million won in 2025, a 22.8% increase from the previous year. The company emphasizes partnerships, optimized systems, and structured training for agents to adapt to the dynamic financial environment.

Number of Employees

407people

Average Salary

65.9M KRW

Score Calculation Basis

Detailed Financial Score

PER

6.66Industry Average 8.655.0Point

In line with industry avg

PBR

2.26Industry Average 1.612.5Point

Higher than industry avg (caution)

ROE

39.24Industry Average 24.515.5Point

1.6x industry avg (good)

Debt Ratio

38.21Industry Average 36.852.0Point

Higher than industry avg (caution)

Trend 2023~202510.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲36.1% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲47.6% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 41.6% (improving, 3yr)

Detailed News Sentiment

5 totalPositive 3Neutral 1Negative 1Average Sentiment Score 64

Positive
원탑총괄사업단, 보험설계사 1000명 돌파… 전국 조직 확장 가속
인카금융서비스의 원탑총괄사업단이 보험설계사 수를 대폭 늘려 조직 확장을 가속화함으로써 긍정적인 성장 신호를 제공했다.
Negative
오늘부터 GA 보험설계사 수수료 ‘1200%룰’ 적용…고액 스카우트 경...
GA 보험설계사 수수료 인상으로 인한 초기 판매보수 부담 증가가 예상되어 인카금융서비스의 수익성에 부정적 영향 가능성.
Positive
GA '1200%룰' 본격 시행…보험 업계 "설계사 확보" 치열
GA '1200%룰' 시행으로 인카금융서비스 포함 주요 GA들의 설계사 확보 경쟁이 활발해져 긍정적 영향 기대.

Detailed Momentum

52-week position1.0Point

Near 52w low (10%, downtrend)

Current 9,850Won52-week high 16,99052-week low 8,980

1-month return4.0Point

1m +6.83% (slight rise)

Volume trend1.0Point

Volume decreasing

Detailed Disclosure

1 totalPositive 0Neutral 1Negative 0

Neutral주식등의대량보유상황보고서(약식)2026-07-16