인카금융서비스

211050KOSDAQ보험 및 연금관련 서비스업

59.8 / 100

Reference Date: 2026-04-13

Financial Score25.0 / 40

News Sentiment15.8 / 25

Momentum9.0 / 20

Disclosure10.0 / 15

AI Analysis: ROE significantly exceeds the industry average and PER is significantly undervalued vs. peers is also solid. Declined 9.5% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Inca Financial Services operates as an independent insurance agency (GA), offering insurance mediation and financial planning services by collaborating with over 30 life and property insurance companies. Its primary revenue comes from long-term life and property insurance, with consolidated sales reaching 1,021,769 million won in 2025, a 22.8% increase from the previous year. The company emphasizes partnerships, optimized systems, and structured training for agents to adapt to the dynamic financial environment.

Number of Employees

407people

Average Salary

65.9M KRW

Score Calculation Basis

Detailed Financial Score

PER

7.88Industry Average 8.935.0Point

In line with industry avg

PBR

2.68Industry Average 1.822.5Point

Higher than industry avg (caution)

ROE

39.24Industry Average 24.515.5Point

1.6x industry avg (good)

Debt Ratio

38.21Industry Average 36.852.0Point

Higher than industry avg (caution)

Trend 2023~202510.0 / 10 points

Revenue Growth Rate

3.0 / 3

Avg ▲36.1% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲47.6% (2-year basis)

ROE Trend

4.0 / 4

Avg ROE 41.6% (improving, 3yr)

Detailed News Sentiment

3 totalPositive 0Neutral 2Negative 0Average Sentiment Score 70

Neutral
개정 상법 시행 전 마지막 주총… 경영권 방어 플랜B 쏟아진다
상법 개정안 시행을 앞두고 기업들이 경영권 방어를 위해 정관 변경 등을 통해 지배구조를 선제적으로 정비하고 있다.
Neutral
한화생명 GA, 年매출 3조원 돌파…'압도적 체급'
한화생명 자회사형 GA들이 연 매출 3조원을 돌파하며 GA 시장을 빠르게 장악하고 있다.

Detailed Momentum

52-week position5.0Point

52w mid range (44%)

Current 11,660Won52-week high 16,99052-week low 7,410

1-month return1.0Point

1m -9.47% (falling)

Volume trend3.0Point

Volume flat

Detailed Disclosure

11 totalPositive 0Neutral 11Negative 0

Neutral기업가치제고계획(자율공시)2026-03-31
Neutral정기주주총회결과2026-03-30
Neutral사외이사의선임ㆍ해임또는중도퇴임에관한신고2026-03-30
Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-03-26
Neutral감사보고서제출2026-03-20