케이뱅크

279570KOSPI은행 및 저축기관

51.4 / 100

Reference Date: 2026-07-24

Financial Score13.5 / 40

News Sentiment14.9 / 25

Momentum13.0 / 20

Disclosure10.0 / 15

AI Analysis: PBR raises overvaluation concerns, ROE is below the industry average. Rose 6.0% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

K Bank is an internet-only bank that leverages AI, big data, and cloud technologies to enhance customer convenience and offer differentiated financial services. By expanding partnerships with sectors such as telecommunications, securities, and virtual assets, it provides integrated services across various aspects of daily life, and continues to evolve as a digital financial platform through non-face-to-face savings, loan, and investment products.

Number of Employees

635people

Average Salary

103.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

21.16Industry Average 20.783.0Point

Higher than industry avg (caution)

PBR

1.16Industry Average 0.530.0Point

2.2x industry avg (risky)

ROE

5.40Industry Average 6.332.5Point

Below industry avg

Debt Ratio

1367.21Industry Average 1139.042.0Point

Higher than industry avg (caution)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.4% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲347.8% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 4.2% (improving, 3yr)

Detailed News Sentiment

46 totalPositive 10Neutral 26Negative 10Average Sentiment Score 59.7

Negative
은행, 예금금리 줄인상…대출금리 상승 속도 빨라진다
은행의 예금금리 인상으로 인해 케이뱅크를 포함한 금융기관의 대출금리 상승 압력이 증가하여 실수요자 부담이 커질 것으로 예상됩니다.
Positive
케이뱅크, 코드K 정기예금 최대 연 5% 금리 이벤트 [코주부]
케이뱅크의 코드K 정기예금 신규 가입 고객을 위한 최대 연 5% 금리 이벤트로 고객 유치에 긍정적 영향 예상.
Positive
케이뱅크, 기준금리 인상 맞춰 최대 연 5% 예금 혜택
케이뱅크가 기준금리 인상에 맞춰 고객 유치를 위한 최대 연 5% 금리 정기예금 이벤트를 진행하여 긍정적인 시장 반응을 이끌어냈다.

Detailed Momentum

52-week position3.0Point

52w lower range (30%)

Current 6,220Won52-week high 8,33052-week low 5,290

1-month return4.0Point

1m +5.96% (slight rise)

Volume trend6.0Point

Volume increasing

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0

Neutral기업설명회(IR)개최(안내공시)2026-07-15
Neutral결산실적공시예고(안내공시)2026-07-15
Neutral계열금융회사의약관에의한금융거래-[예ㆍ적금]2026-07-08
Neutral주식등의대량보유상황보고서(약식)2026-07-01