케이뱅크

279570KOSPI은행 및 저축기관

44.3 / 100

Reference Date: 2026-04-13

Financial Score18.0 / 40

News Sentiment13.3 / 25

Momentum3.0 / 20

Disclosure10.0 / 15

AI Analysis: PER is significantly undervalued vs. peers but ROE is below the industry average. Declined 12.1% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

K Bank is an internet-only bank that leverages AI, big data, and cloud technologies to enhance customer convenience and offer differentiated financial services. By expanding partnerships with sectors such as telecommunications, securities, and virtual assets, it provides integrated services across various aspects of daily life, and continues to evolve as a digital financial platform through non-face-to-face savings, loan, and investment products.

Number of Employees

635people

Average Salary

103.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

21.26Industry Average 22.855.0Point

In line with industry avg

PBR

1.17Industry Average 0.932.5Point

Higher than industry avg (caution)

ROE

5.40Industry Average 6.322.5Point

Below industry avg

Debt Ratio

1367.21Industry Average 1198.782.0Point

Higher than industry avg (caution)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.4% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲347.8% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 4.2% (improving, 3yr)

Detailed News Sentiment

45 totalPositive 9Neutral 28Negative 3Average Sentiment Score 53.5

Detailed Momentum

52-week position1.0Point

Near 52w low (18%, downtrend)

Current 6,250Won52-week high 8,33052-week low 5,790

1-month return1.0Point

1m -12.10% (falling)

Volume trend1.0Point

Volume decreasing

Detailed Disclosure

6 totalPositive 0Neutral 6Negative 0

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