케이뱅크

279570KOSPI

44.7 / 100

Reference Date: 2026-09-08

Financial Score15.5 / 40

News Sentiment15.2 / 25

Momentum7.0 / 20

Disclosure7.0 / 15

AI Analysis: PBR is undervalued vs. peers but the high debt ratio poses financial risk. Slightly up 2.7% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

K Bank is an internet-only bank that leverages AI, big data, and cloud technologies to enhance customer convenience and offer differentiated financial services. By expanding partnerships with sectors such as telecommunications, securities, and virtual assets, it provides integrated services across various aspects of daily life, and continues to evolve as a digital financial platform through non-face-to-face savings, loan, and investment products.

Number of Employees

635people

Average Salary

103.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

19.52Industry Average 15.003.0Point

Higher than industry avg (caution)

PBR

1.07Industry Average 1.204.0Point

In line with industry avg

ROE

5.40Industry Average 8.002.5Point

Below industry avg

Debt Ratio

1367.21Industry Average 100.000.0Point

13.7x industry avg (risky)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.4% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲347.8% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 4.2% (improving, 3yr)

Detailed News Sentiment

46 totalPositive 12Neutral 25Negative 9Average Sentiment Score 60.7

Negative
[기획] 심사지연·공모가 붕괴·코너스톤 ‘3중 덫’… IPO 반토막
케이뱅크의 IPO 시장 진입이 지연되고 공모가가 예상보다 낮게 형성되어 투자 유치에 어려움을 겪고 있어 부정적 영향이 예상됩니다.
Neutral
대형주 중심으로 쏠리는 증권사 기업분석…신규 상장사 '소외'
증권사 분석 집중으로 신규 상장사들의 소외 현상이 나타나지만, 직접적인 영향은 제한적임.
Negative
시중은행 전세대출 조이자 인터넷은행으로 몰렸다
케이뱅크의 전세대출 시장 점유율 감소로 인해 경쟁 압박이 증가하고 있다.

Detailed Momentum

52-week position1.0Point

Near 52w low (14%, downtrend)

Current 5,740Won52-week high 8,33052-week low 5,290

1-month return4.0Point

1m +2.68% (slight rise)

Volume trend2.0Point

Volume decreasing

Detailed Disclosure

5 totalPositive 0Neutral 4Negative 1

Neutral기타안내사항(안내공시)2026-09-01
Neutral기업설명회(IR)개최(안내공시)2026-08-31
Neutral대규모기업집단현황공시[분기별공시(개별회사용)]2026-08-28
Negative지급수단별ㆍ지급기간별지급금액및분쟁조정기구에관한사항2026-08-14
Neutral반기보고서 (2026.06)2026-08-14