케이뱅크

279570KOSPI은행 및 저축기관

46.9 / 100

Reference Date: 2026-06-10

Financial Score14.5 / 40

News Sentiment16.4 / 25

Momentum6.0 / 20

Disclosure10.0 / 15

AI Analysis: PBR raises overvaluation concerns, ROE is below the industry average. Slightly down 3.7% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

K Bank is an internet-only bank that leverages AI, big data, and cloud technologies to enhance customer convenience and offer differentiated financial services. By expanding partnerships with sectors such as telecommunications, securities, and virtual assets, it provides integrated services across various aspects of daily life, and continues to evolve as a digital financial platform through non-face-to-face savings, loan, and investment products.

Number of Employees

635people

Average Salary

103.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

19.66Industry Average 18.953.0Point

Higher than industry avg (caution)

PBR

1.08Industry Average 0.621.0Point

1.7x industry avg (risky)

ROE

5.40Industry Average 6.332.5Point

Below industry avg

Debt Ratio

1367.21Industry Average 1139.042.0Point

Higher than industry avg (caution)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.4% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲347.8% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 4.2% (improving, 3yr)

Detailed News Sentiment

51 totalPositive 20Neutral 18Negative 13Average Sentiment Score 65.4

Neutral
"714조 대기자금 잡아라"… 연 3%대 정기예금 꺼내든 은행권
은행권의 정기예금 금리 인상이 시장금리 상승과 증시 활황에 따른 자금 이동 패턴을 반영하지만, 케이뱅크에 직접적인 영향은 제한적이다.
Negative
"금융권 부실 경고음 커진다"…올해 부실채권 8조원대 전망
케이뱅크를 포함한 금융권의 중·저신용자 대출 확대로 인해 부실채권 증가 우려가 커져 부정적 영향 예상.
Negative
‘따따블’ 달리던 새내기주, 증시 급락에 쓴맛
케이뱅크의 새내기 주가가 증시 하락과 함께 급락하며 부정적 영향을 받았다.

Detailed Momentum

52-week position1.0Point

Near 52w low (16%, downtrend)

Current 5,780Won52-week high 8,33052-week low 5,290

1-month return2.0Point

1m -3.67% (slight drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

3 totalPositive 0Neutral 3Negative 0

Neutral기타안내사항(안내공시)2026-06-01
Neutral대규모기업집단현황공시[연1회공시및1/4분기용(개별회사)]2026-05-29
Neutral분기보고서 (2026.03)2026-05-15