케이뱅크

279570KOSPI

44.0 / 100

Reference Date: 2026-10-23

Financial Score15.5 / 40

News Sentiment12.5 / 25

Momentum6.0 / 20

Disclosure10.0 / 15

AI Analysis: PBR is undervalued vs. peers but the high debt ratio poses financial risk. Declined 5.8% over the past month, with no recent news.

Company InformationBased on 2025 Annual Report

Business Overview

K Bank is an internet-only bank that leverages AI, big data, and cloud technologies to enhance customer convenience and offer differentiated financial services. By expanding partnerships with sectors such as telecommunications, securities, and virtual assets, it provides integrated services across various aspects of daily life, and continues to evolve as a digital financial platform through non-face-to-face savings, loan, and investment products.

Number of Employees

635people

Average Salary

103.4M KRW

Score Calculation Basis

Detailed Financial Score

PER

17.76Industry Average 15.003.0Point

Higher than industry avg (caution)

PBR

0.98Industry Average 1.204.0Point

In line with industry avg

ROE

5.40Industry Average 8.002.5Point

Below industry avg

Debt Ratio

1367.21Industry Average 100.000.0Point

13.7x industry avg (risky)

Trend 2023~20256.0 / 10 points

Revenue Growth Rate

2.0 / 3

Avg ▲7.4% (2-year basis)

Operating Profit Growth Rate

3.0 / 3

Avg ▲347.8% (2-year basis)

ROE Trend

1.0 / 4

Avg ROE 4.2% (improving, 3yr)

Detailed News Sentiment

0 totalPositive 0Neutral 0Negative 0

Detailed Momentum

52-week position1.0Point

Near 52w low (3%, downtrend)

Current 5,220Won52-week high 8,33052-week low 5,100

1-month return2.0Point

1m -5.78% (slight drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0

Neutral기업설명회(IR)개최(안내공시)2026-10-15
Neutral결산실적공시예고(안내공시)2026-10-15
Neutral계열금융회사의약관에의한금융거래-[예ㆍ적금]2026-10-08
Neutral기타경영사항(자율공시)2026-10-02