카카오뱅크

323410KOSPI은행 및 저축기관

57.4 / 100

Reference Date: 2026-06-10

Financial Score19.0 / 40

News Sentiment16.4 / 25

Momentum12.0 / 20

Disclosure10.0 / 15

AI Analysis: the debt ratio is low with sound financial health but PBR raises overvaluation concerns. Slightly up 2.1% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

KakaoBank is an internet-only bank established in 2017, offering mobile-first financial services with innovative UX and customer-centric products. It has achieved 20.39 million monthly active users (MAU) and 683 trillion won in deposits, while advancing its AI-driven financial platform with services like AI-based SMS fraud detection and conversational search. Recognized for its innovation and technological capabilities by financial regulators and media, KakaoBank continues to lead in the fintech sector.

Number of Employees

1,806people

Average Salary

125.0M KRW

Score Calculation Basis

Detailed Financial Score

PER

24.21Industry Average 18.953.0Point

Higher than industry avg (caution)

PBR

1.72Industry Average 0.620.0Point

2.8x industry avg (risky)

ROE

7.23Industry Average 6.334.0Point

In line with industry avg

Debt Ratio

1032.02Industry Average 1139.044.0Point

In line with industry avg

Trend 2023~20258.0 / 10 points

Revenue Growth Rate

2.5 / 3

Avg ▲11.4% (2-year basis)

Operating Profit Growth Rate

2.5 / 3

Avg ▲16.9% (2-year basis)

ROE Trend

3.0 / 4

Avg ROE 6.7% (improving, 3yr)

Detailed News Sentiment

69 totalPositive 33Neutral 25Negative 11Average Sentiment Score 65.5

Neutral
"스페이스X 상장, 시장은 긍정도 부정도 아닌 역대급 변동성 보여줄 ....
Positive
카카오뱅크, 글로벌본부장에 김우주 전 기아 전무 선임
카카오뱅크의 글로벌 사업 강화를 위한 김우주 전 기아 전무의 선임으로 해외 시장 진출에 긍정적 영향 기대.
Positive
[게시판] 카카오뱅크, 문화소외계층 600명 초청 '모두의 국악' 행사
카카오뱅크의 문화 후원 활동이 문화 소외 계층에게 국악 체험 기회를 제공함으로써 긍정적인 사회적 가치 창출로 평가됩니다.

Detailed Momentum

52-week position3.0Point

52w lower range (21%)

Current 24,400Won52-week high 37,00052-week low 21,050

1-month return4.0Point

1m +2.09% (slight rise)

Volume trend5.0Point

Volume increasing

Detailed Disclosure

4 totalPositive 0Neutral 4Negative 0

Neutral임원ㆍ주요주주특정증권등소유상황보고서2026-06-05
Neutral대규모기업집단현황공시[연1회공시및1/4분기용(개별회사)]2026-05-29
Neutral분기보고서 (2026.03)2026-05-15
Neutral기업설명회(IR)개최(안내공시)2026-05-14