AI주식인사이트AI Stock Insight
B

리파인

377450KOSDAQ

64.6 / 100

Reference Date: 2026-09-08

Financial Score17.5 / 40
News Sentiment17.1 / 25
Momentum15.0 / 20
Disclosure15.0 / 15
AI Analysis: the debt ratio is very low with excellent financial health but Operating Profit is on a declining trend. Surged 22.0% over the past month, and news sentiment is neutral.

Company InformationBased on 2025 Annual Report

Business Overview

Refin is a specialized company that supports financial institutions in risk management processes for loans and guarantees through RPA-based rights investigation services. Its main services include monthly rent guarantee loans, collateral loans, and full deposit guarantee services, with monthly rent guarantee loans accounting for approximately 90% of total revenue.

Number of Employees

249people

Average Salary

52.9M KRW

Score Calculation Basis

Detailed Financial Score

PER
29.93Industry Average 15.001.5Point

2.0x industry avg (risky)

PBR
1.32Industry Average 1.202.5Point

Higher than industry avg (caution)

ROE
4.61Industry Average 8.002.5Point

Below industry avg

Debt Ratio
0.35Industry Average 100.008.0Point

Half of industry avg (excellent)

Trend 2023~20253.0 / 10 points
Revenue Growth Rate
0.5 / 3

Avg ▼3.6% (2-year basis)

Operating Profit Growth Rate
0.0 / 3

Avg ▼8.4% (2-year basis)

ROE Trend
2.5 / 4

Avg ROE 10.6% (declining, 3yr)

Detailed News Sentiment

6 totalPositive 3Neutral 0Negative 3Average Sentiment Score 68.3

Detailed Momentum

52-week position8.0Point

Near 52w high (91%, uptrend)

Current 16,970Won52-week high 17,70052-week low 8,610
1-month return6.0Point

1m +22.00% (strong rise)

Volume trend1.0Point

Volume decreasing

Detailed Disclosure

8 totalPositive 3Neutral 5Negative 0
  • Neutral주식등의대량보유상황보고서(일반)2026-09-01
  • Positive최대주주변경을수반하는주식담보제공계약체결2026-08-27
  • Neutral최대주주변경을수반하는주식담보제공계약해제ㆍ취소등2026-08-27
  • Positive[기재정정]최대주주변경을수반하는주식담보제공계약체결2026-08-25
  • Positive최대주주변경을수반하는주식담보제공계약체결2026-08-25