리파인

377450KOSDAQ기타 정보 서비스업

47.5 / 100

Reference Date: 2026-04-13

Financial Score17.5 / 40

News Sentiment10.0 / 25

Momentum6.0 / 20

Disclosure14.0 / 15

AI Analysis: the debt ratio is very low with excellent financial health but Operating Profit is on a declining trend. Declined 6.6% over the past month, and news sentiment is positive.

Company InformationBased on 2025 Annual Report

Business Overview

Refin is a specialized company that supports financial institutions in risk management processes for loans and guarantees through RPA-based rights investigation services. Its main services include monthly rent guarantee loans, collateral loans, and full deposit guarantee services, with monthly rent guarantee loans accounting for approximately 90% of total revenue.

Number of Employees

249people

Average Salary

52.9M KRW

Score Calculation Basis

Detailed Financial Score

PER

20.32Industry Average 12.061.5Point

1.7x industry avg (risky)

PBR

0.90Industry Average 1.004.0Point

In line with industry avg

ROE

4.61Industry Average 11.241.0Point

Well below industry avg

Debt Ratio

0.35Industry Average 4.298.0Point

Half of industry avg (excellent)

Trend 2023~20253.0 / 10 points

Revenue Growth Rate

0.5 / 3

Avg ▼3.6% (2-year basis)

Operating Profit Growth Rate

0.0 / 3

Avg ▼8.4% (2-year basis)

ROE Trend

2.5 / 4

Avg ROE 10.6% (declining, 3yr)

Detailed News Sentiment

3 totalPositive 2Neutral 0Negative 0Average Sentiment Score 35

Positive
리파인, 상장 후 첫 현금배당 추진…중장기 기업가치 제고
리파인은 상장 후 첫 현금배당을 추진하고 B2C 프롭테크 투자를 검토하며 중장기 기업가치 제고에 나섭니다.
Positive
리파인, 첫 현금배당과 신사업 투자 병행…'투트랙' 전략으로 기업가....
리파인은 상장 이후 첫 현금배당과 B2C 프롭테크 사업 확대를 동시에 추진하며 중장기 기업가치 제고를 위한 '투트랙' 전략을 발표했습니다.

Detailed Momentum

52-week position1.0Point

Near 52w low (8%, downtrend)

Current 11,520Won52-week high 18,79052-week low 10,810

1-month return2.0Point

1m -6.57% (slight drop)

Volume trend3.0Point

Volume flat

Detailed Disclosure

10 totalPositive 2Neutral 8Negative 0

Neutral사외이사의선임ㆍ해임또는중도퇴임에관한신고2026-04-02
Neutral대표이사변경2026-03-31
Neutral정기주주총회결과2026-03-31
Neutral기업가치제고계획(자율공시)2026-03-31
Neutral사업보고서 (2025.12)2026-03-23